Lake County property record for 1603 14th Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.75 ba · 1,014 sqft · built 1937 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2025) |
| Tax Bill | $2,032 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Mar 2022 Sale & Mortgage + 1 more |
| APN | 23-7646-00312 |
| Primary APN | 23-7646-00312 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 2 Stories |
| Building Area | 1,014 sqft Gross Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 64 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Mixed |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Storage Building | 1,152 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1603 14TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 198FT OF S12 OF LOT 31 |
| Legal Subdivision | HOMEWOOD ADDITION |
| Legal Lot Number | 31 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 370400 |
1603 14th Ave is owned and occupied by two individuals who bought it in April 2025.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1603 14TH AVE, TWO HARBORS, MN 55616-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Mar 30, 2022 | Warranty Deed, Transfer · ARM PARK STATE BANK |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on File |
| Deed Sale | Apr 14, 2025 · Amount on File |
| Prior Sale | Mar 21, 2022 · Amount on File |
| Deed Document Number | 20251751072 |
| Prior Transfer Date | Jan 17, 2017 |
| Prior Transfer Doc | 0000186848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1603 14TH AVE, TWO HARBORS, MN 55616-1831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000193175 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | A000193175 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 30, 2022 |
| Property Address | 1603 14TH AVE, TWO HARBORS, MN 55616-1831 |
| Document Number | A000199874 |
| Instrument Date | Mar 21, 2022 |
| Instrument | A000199874 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1603 14TH AVE, TWO HARBORS, MN 55616-1831 |
| Document Number | A000199875 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | A000199875 |
| Name | PARK STATE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.57% |
| Type Change Date | Apr 1, 2025 |
| Index | 3-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jan 17, 2017 |
| Property Address | 1603 14TH AVE, TWO HARBORS, MN 55616-1831 |
| Document Number | A000186848 |
| Instrument Date | Jan 17, 2017 |
| Instrument | A000186848 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 608 8TH AVE, TWO HARBORS, MN 55616-1310 |
The 2026 property tax bill for 1603 14th Ave was $2,032 with a homeowner's exemption.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,032.00 Homeowner's exemption | $320,600 Land $22,100 Building $298,500 | $320,600 Land $22,100 Building $298,500 |
| 2023 | $212,400 Land $17,000 Building $195,400 | $212,400 Land $17,000 Building $195,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1603 14th Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1603 14th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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