16028 Horizon Ct, Clermont, FL 34711 Property Records

Lake County property record for 16028 Horizon Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,392 sqft · built 2001
Lot Size	0.373 acres (16,254 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Feb 2020)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-22-26-0905-000-04500`

Property Details

APN / Parcel Number

Primary APN	`35-22-26-0905-000-04500`
Alternative APN	`3806973`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,254 sqft (0.373 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Open Porch
Porch Area	664 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3806973
Street Address	16028 HORIZON CT
City	CLERMONT
State	FL
Zip	34711-6738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNS LAKE ESTATES PHASE TWO SUB LOT 45 PB 45 PGS 89-90 ORB 5424 PG 2291
Legal Range	26E
Legal Township	22S
Legal Section	35
Legal Subdivision	JOHNS LAKE ESTATES
Legal Phase	2
Legal Tract	905
Legal Lot Number	45
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2028
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16028 HORIZON CT, CLERMONT, FL 34711-6738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	0054242291
Deed Book / Page	5424 / 2291
Prior Transfer Date	Feb 20, 2020
Prior Transfer Doc	0054242291
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16028 HORIZON CT, CLERMONT, FL 34711-6738
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16028 HORIZON CT, CLERMONT, FL 34711-6738

Mortgage

Document Number	0062480443
Date	Nov 29, 2023
Book Page	6248/443
Instrument	2023144425

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	RICE, TX 75155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16028 HORIZON CT, CLERMONT, FL 34711-6738
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16028 HORIZON CT, CLERMONT, FL 34711-6738

Mortgage

Document Number	0057380286
Date	Jun 25, 2021
Book Page	5738/286
Instrument	2021087768

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 20, 2020
Property Address	16028 HORIZON CT, CLERMONT, FL 34711-6738
Document Number	0054242291
Book / Page	5424 / 2291
Map Reference	MB 45 PG 89
Instrument	2020021337
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4945 WATERS GATE DR, 4945, TAVARES, FL 32778-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10628 HORIZON COURT, CLERMONT, FL 34711

Mortgage

Document Number	0054242292
Date	Feb 20, 2020
Instrument	5424/2292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16028 HORIZON CT, CLERMONT, FL 34711-6738
Document Number	0049590420
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16028 HORIZON CT CLERMONT FL 347116738, CLERMONT, FL 34711-6738

Mortgage

Document Number	0049590420
Date	Jun 15, 2017
Book Page	004959/000420
Instrument	64898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,420 (+5.98%) Land $90,000 Building $211,420	$364,775 (+2.21%) Land $90,000 Building $274,775
2024	$4,110.00 (+7.11%)
2023	$3,837.00 (+6.85%) Homeowner's exemption	$284,400 (+3%)	$356,905 (+9.23%) Land $90,000 Building $266,905
2022	$3,591.00 Homeowner's exemption	$276,120	$326,747 Land $60,000 Building $266,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Horizon Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures