16022 Whipple Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 16022 Whipple Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2017)
Tax Bill	$7,816 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-100-020`

Property Details

APN / Parcel Number

Primary APN	`06-14-100-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,520 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Deck Area	186 sqft
Pole Barn	2,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0614100020
Street Address	16022 WHIPPLE RD
City	SYCAMORE
State	IL
Zip	60178-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SIVWRIGHTS SUB - LOT 1
Legal Subdivision	SIVWRIGHTS SUB
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16022 WHIPPLE RD, SYCAMORE, IL 60178-8844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional with PMI OLD SECOND NAT'L BK
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	201710865
Prior Transfer Date	Oct 27, 2017
Prior Transfer Doc	0000010865
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	16022 WHIPPLE RD, SYCAMORE, IL 60178-8844
Document Number	0000000833
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16022 WHIPPLE RD SYCAMORE IL 601788844, SYCAMORE, IL 60178-8844

Mortgage

Document Number	0000000833
Date	Jan 28, 2020
Instrument	833

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2045

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 31, 2017
Property Address	16022 WHIPPLE RD, SYCAMORE, IL 60178-8844
Document Number	0000010865
Instrument Date	Oct 27, 2017
Instrument	10865
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16022 WHIPPLE RD SYCAMORE IL 601788844, SYCAMORE, IL 60178-8844

Mortgage

Document Number	10866
Date	Oct 31, 2017
Instrument	10866

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,467 (+16.47%) Land $26,146 Building $94,321	$361,401 (+16.47%) Land $78,438 Building $282,963
2024	$7,816.00
2023		$103,428 Land $22,448 Building $80,980	$310,284 Land $67,344 Building $242,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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