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16020 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 16020 Harrowgate Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1940
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2023)
Tax Bill$1,229 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN795-63-37-68-100-000

Property Details

APN / Parcel Number

Primary APN795-63-37-68-100-000
Alternative APNs
  • 163010100000005
  • 433063000
  • 465087000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,170 sqft Finished Area
Utility Area192 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area140 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number465087000
Street Address16020 HARROWGATE RD
CityCHESTER
StateVA
Zip23831-7136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal Description90FT HARROWGATE RD
Legal Subdivision90 FT HARROWGATE ROAD
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group1
Census Block1003
Census Tract100507

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16020 HARROWGATE RD, CHESTER, VA 23831-7136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleOct 6, 2021 · Amount on Record
Deed Document Number202324145
Deed Book / Page14344 / 604
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 15, 2023
Property Address16020 HARROWGATE RD, CHESTER, VA 23831-7136
Document Number014344-604
Book / Page14344 / 604
Instrument DateJul 11, 2023
Instrument2023024145
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyAPPOMATTOX TITLE COMPANY INC, APPOMATTOX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16020 HARROWGATE RD, CHESTER, VA 23831-7136

Mortgage

Document Number2023024146
DateAug 15, 2023
Instrument2023024146
Lender
NameHOME MORTGAGE ALLIANCE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,229.00 (+24.65%)$135,300 (+1.35%) Land $47,700 Building $87,600$135,300 (+1.35%) Land $47,700 Building $87,600
2025$133,500 (+26.3%) Land $45,900 Building $87,600$133,500 (+26.3%) Land $45,900 Building $87,600
2023$986.00$105,700 Land $38,700 Building $67,000$105,700 Land $38,700 Building $67,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2003–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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