16020 40th Ave, Clearlake, CA 95422 Property Records

Lake County property record for 16020 40th Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1963
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (May 2013)
Tax Bill	$1,158 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`041-275-480-000`

Property Details

APN / Parcel Number

Primary APN	`041-275-480-000`
Alternative APN	`041-275-48`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Steel Frame
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041-275-48
Street Address	16020 40TH AVE
City	CLEARLAKE
State	CA
Zip	95422-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	PARKERS ADD/CLEAR LAKE HLNDS
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	1
Census Block	1010
Census Tract	702

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1129 SWANSTON DR, SACRAMENTO, CA 95818-3411
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FUNDLOANS CAPITAL
Nov 23, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2013 · Amount on Record
Deed Sale	May 24, 2013 · Amount on Record
Prior Sale	Feb 17, 2012 · Amount on Record
Deed Document Number	20137967
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0000017543
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16020 40TH AVE, CLEARLAKE, CA 95422-9450
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 SWANSTON DR, SACRAMENTO, CA 95818-3411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013158
Date	Dec 29, 2025
Instrument	2025013158

Lender

Name	FUNDLOANS CAPITAL
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16020 40TH AVE, CLEARLAKE, CA 95422-9450
Document Number	0000001108
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1129 SWANSTON DR SACRAMENTO CA 958183411, SACRAMENTO, CA 95818-3411

Mortgage

Document Number	0000001108
Date	Jan 26, 2021
Instrument	1108

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,158.00 (+2.39%)	$81,261 (+2%) Land $12,498 Building $68,763
2025	$1,131.00 (+2.54%)	$79,668 (+4.04%) Land $12,253 Building $67,415
2023	$1,103.00 (+5.05%)	$76,577 Land $11,778 Building $64,799
2022	$1,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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