Cleveland County property record for 1602 S Post Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,032 sqft · built 1962 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jun 2026) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1208009 |
| Primary APN | 1208009 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,032 sqft Finished Area |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 190 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1208009 |
|---|---|
| Street Address | 1602 S POST RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #3-4PB7-66 BLKC LOWERY SD |
| Legal Subdivision | LOWERY SD |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951602 |
Source: Cleveland County records · APN 1208009
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 624, BOILING SPRINGS, NC 28017-0624 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF OZARK |
| Nov 12, 2021 | Warranty Deed, Transfer |
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 2026200129225 |
| Deed Book / Page | 1975 / 2860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 03, 2026 |
| Property Address | 1602 S POST RD, SHELBY, NC 28152-8528 |
| Document Number | 0200129225 |
| Book / Page | 1975 / 2860 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026200129225 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0019752863, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 2026200129226 |
| Name | BANK OF OZARK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 12, 2021 |
| Property Address | 1602 S POST RD, SHELBY, NC 28152-8528 |
| Document Number | 0018570917 |
| Book / Page | 1857 / 917 |
| Map Reference | MB 45 PG 76 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 200064181 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1478 E STAGECOACH TRL, 1478, LAWNDALE, NC 28090-9549 |
| Name | Verified Name |
|---|---|
| Address | 4132 PLEASANT ST, IRVINE, CA 92604-2721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1602 S POST RD, SHELBY, NC 28152-8528 |
| Document Number | 0017341779 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1602 S POST RD SHELBY NC 281528528, SHELBY, NC 28152-8528 |
| Document Number | 0017341779 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 001734/001779 |
| Instrument | 702 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27611-8066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,669 (-) Land $16,650 Building $113,019 | $129,669 (-) Land $16,650 Building $113,019 | |
| 2025 | $411.00 | $129,669 (+87.66%) Land $16,650 Building $113,019 | $129,669 (+87.66%) Land $16,650 Building $113,019 |
| 2023 | $69,099 Land $13,875 Building $55,224 | $69,099 Land $13,875 Building $55,224 |
Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 38 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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