1602 S Phillips Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1602 S Phillips Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,983 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-21-380-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-21-380-002-000`
Alternative APN	`39740`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,983 sqft Finished Area
Gross Area	2,309 sqft
1st Floor Area	1,023 sqft
Upper Floors Area	1,286 sqft
Attic	Attic
Attic Area	326 sqft
Basement Area	816 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	299 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39740
Street Address	1602 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57105-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLOCK 5 MCKENNAN PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	5
Legal Lot Number	23
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1030
Census Tract	1600

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1602 S PHILLIPS AVE, SIOUX FALLS, SD 57105-1855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1602 S PHILLIPS AVE, SIOUX FALLS, SD 57105-1855
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 S PHILLIPS AVE, SIOUX FALLS, SD 57105-1855

Mortgage

Document Number	1970MTG/835
Date	Jun 15, 2023
Book Page	1970 MTG/835

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1602 S PHILLIPS AVE, SIOUX FALLS, SD 57105-1855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894MTG/600
Date	Aug 13, 2020
Book Page	1894 MTG/600

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,392 (-1.39%) Land $50,439 Building $282,953	$333,392 Land $50,439 Building $282,953
2025	$4,494.00	$338,100 (+3.62%) Land $52,000 Building $286,100
2024	$4,494.00 (+14.85%)	$326,300 (+23.13%) Land $52,000 Building $274,300
2022	$3,913.00	$265,000 Land $52,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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