Minnehaha County property record for 1602 S Cliff Ave, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,087 sqft · built 1919 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Mar 2025) |
| Tax Bill | $2,632 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-22-351-009-000 |
| Primary APN | 01-22-22-351-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,087 sqft Finished Area |
| Gross Area | 1,092 sqft |
| 1st Floor Area | 801 sqft |
| Upper Floors Area | 291 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | Deck Area |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 47601 |
|---|---|
| Street Address | 1602 S CLIFF AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 & S 31` 11 BLOCK 5 SPICER`S ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | SPICER`S ADDN |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1700 |
1602 S Cliff Ave is owned and occupied by an individual who bought it in March 2025.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1602 S CLIFF AVE, SIOUX FALLS, SD 57105-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Mar 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage SERVICE FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on File |
| Deed Sale | Mar 19, 2025 · Amount on File |
| Prior Sale | Sep 10, 2019 · Amount on File |
| Deed Document Number | 2025128463 |
| Deed Book / Page | 631-D / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1602 S CLIFF AVE, SIOUX FALLS, SD 57105-2119 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1911MTG/176 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 1911 MTG/176 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1602 S CLIFF AVE, SIOUX FALLS, SD 57105-2119 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1911MTG/172 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 1911 MTG/172 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Mar 19, 2025 |
| Property Address | 1602 S CLIFF AVE, SIOUX FALLS, SD 57105-2119 |
| Document Number | DEED631/248 |
| Book / Page | DEED631 / 248 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 128463 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1602 S CLIFF AVE, SIOUX FALLS, SD 57105-2119 |
| Document Number | 0001996832 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 1996/832 |
| Name | SERVICE FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 1602 S Cliff Ave was $2,632.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,283 (+14.6%) Land $38,274 Building $179,009 | $217,283 Land $38,274 Building $179,009 | |
| 2025 | $2,632.00 | $189,600 (+4.81%) Land $38,700 Building $150,900 | |
| 2024 | $2,632.00 | $180,900 Land $38,700 Building $142,200 | |
| 2022 | $2,390.00 | $154,900 Land $38,700 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 S Cliff Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1602 S Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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