Stanly County property record for 1602 Rosegate Ln, Stanfield, NC 28163
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,043 sqft · built 1999 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (May 2018) |
| Tax Bill | $2,978 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 559401378459 |
| Primary APN | 559401378459 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1620619 |
|---|---|
| Street Address | 1602 ROSEGATE LN |
| City | STANFIELD |
| State | NC |
| Zip | 28163-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HSE 1602 ROSEGATE LN LT 9 FOREST CREEK MAP 1 559400345 |
| Legal Subdivision | FOREST CREEK ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 930902 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 30, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| May 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Oct 15, 2013 · Amount on Record |
| Deed Document Number | 2018400040 |
| Deed Book / Page | 1644 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000462189 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 1834/367 |
| Instrument | 462189 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000432360 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 1740/440 |
| Instrument | 432360 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000446527 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 1784/1401 |
| Instrument | 446527 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Document Number | 0000448731 |
| Book / Page | 1791 / 1409 |
| Map Reference | MB 28 PG 82 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 448731 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $753.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 1735 SAVANNAH LANE, OAKBORO, NC 28129 |
| Investor | Possibly a Property Investor |
| Document Number | 0000448732 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 448732 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 10, 2018 |
| Property Address | 1602 ROSEGATE LN, STANFIELD, NC 28163-9301 |
| Document Number | 0000400040 |
| Book / Page | 001644 / 000163 |
| Instrument Date | May 9, 2018 |
| Instrument | 400040 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1602 ROSEGATE LN STANFIELD NC 281639301, STANFIELD, NC 28163-9301 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,978.00 (+35.43%) | $307,064 (+42.38%) Land $45,630 Building $261,434 | $307,064 (+42.38%) Land $45,630 Building $261,434 |
| 2023 | $2,199.00 | $215,670 Land $28,080 Building $187,590 | $215,670 Land $28,080 Building $187,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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