Caldwell County property record for 1602 Riverside Dr, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,041 sqft · built 2014 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,769 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 19 1 1F |
| Primary APN | 14 19 1 1F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 5,041 sqft Heated Area |
| Gross Area | 8,711 sqft |
| 1st Floor Area | 2,988 sqft |
| Basement Area | 124 sqft |
| Finished Basement | 2,053 sqft |
| Unfinished Basement | 124 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Finished |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 999 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 2,398 sqft |
| Patio Area | 285 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 110132 |
|---|---|
| Street Address | 1602 RIVERSIDE DR |
| City | LENOIR |
| State | NC |
| Zip | 28645-6593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1803 PG 154 YR 2012 PLAT 30/147 LOT 3-A |
| Legal Lot Number | 3 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | YADKIN VALLEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Patterson School Historic District listed 2004 · 18 contributing resources · NRIS 04001386 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1602 Riverside Dr, a single family home, is owned by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 755, LENOIR, NC 28645-0755 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 26, 2018 | Deed of Trust, Mortgage BRANCH BANKING & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1602 RIVERSIDE DR, LENOIR, NC 28645-6593 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1602 RIVERSIDE DR, LENOIR, NC 28645-6593 |
| Document Number | 0020620977 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 2062/977 |
| Instrument | 10074876 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1602 RIVERSIDE DR, LENOIR, NC 28645-6593 |
| Document Number | 0010052776 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1602 RIVERSIDE DR LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 0010052776 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 002009/001458 |
| Instrument | 10052776 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1602 RIVERSIDE DR, LENOIR, NC 28645-6593 |
| Document Number | 0010029154 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1602 RIVERSIDE DR LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 0010029154 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 001955/001471 |
| Instrument | 10029154 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | HICKORY, NC 28601-6107 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1602 Riverside Dr was $6,769, down 5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,769.00 (-4.98%) | $1,150,000 (-) Land $48,000 Building $1,102,000 | |
| 2025 | $7,124.00 | $1,150,000 Land $48,000 Building $1,102,000 | $1,150,000 Land $48,000 Building $1,102,000 |
| 2023 | $715,500 (-) Land $40,500 Building $675,000 | $715,500 (-) Land $40,500 Building $675,000 | |
| 2022 | $5,281.00 | $715,500 Land $40,500 Building $675,000 | $715,500 Land $40,500 Building $675,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 Riverside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1602 Riverside Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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