1602 Providence Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1602 Providence Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,737 sqft · built 1920
Lot Size2.66 acres (115,929 sqft)
Owner2 Owner Names on File
Last Sale$208,500 (Oct 1999)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-29-402-005

Property Details

APN / Parcel Number

Primary APN10-29-402-005

Interior

Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,737 sqft Living Area
Gross Area3,344 sqft
1st Floor Area1,840 sqft
Basement Area1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area115,929 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1602 PROVIDENCE DR
CityMCHENRY
StateIL
Zip60051-6969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 1999R0072787 LT 55 PROVIDENCE FARMS PHASE 1
Legal Range09E
Legal Township45N
Legal Section29
Legal SubdivisionPROVIDENCE FARMS PH 01
Legal Phase1
Legal Block402
Legal Lot Number55
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4002
Census Tract870702

Owner

The current owner of 1602 Providence Dr bought it in October 1999.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Owner Names on File
Mailing Address1602 PROVIDENCE DR, MCHENRY, IL 60051-6969

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 1999 · Amount on File
Deed SaleOct 21, 1999 · Amount on File
Deed Document Number1999R0072787
Deed Book / Page1029
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1602 PROVIDENCE DR, MCHENRY, IL 60051-6969
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018745
DateMay 28, 2020
Instrument2020R0018745
Lender
NameBLACKHAWK BANK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$94,813 Land $30,168 Building $64,645$284,439 Land $90,504 Building $193,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1602 Providence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Providence Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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