1602 Pine Tree Ln, Apt 36, Dayton, OH 45449 Property Records

Montgomery County property record for 1602 Pine Tree Ln, Apt 36, Dayton, OH 45449

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,341 sqft · built 1976
Lot Size	0.022 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Oct 1999)
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K48-50301-0036`

Property Details

APN / Parcel Number

Primary APN	`K48-50301-0036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	7 Units
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	871 sqft (0.022 acres)
View / Lot	Apt/Condo Complex
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	90 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1602 PINE TREE LN, 36
City	DAYTON
State	OH
Zip	45449-2571
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BG 4 UNIT 36 INDIAN CREEK GARDEN CONDO PHASE 1 TOD TO TERRI L KELLER AND WENDY L TIGGES
Legal Subdivision	GARDEN CONDO PH 1
Legal Lot Number	36
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	3
Census Block	3003
Census Tract	50303

Owner

1602 Pine Tree Ln, Apt 36 is owned and occupied by an individual who acquired it in November 2009.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1602 PINE TREE LN, 36, DAYTON, OH 45449-2571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Apr 12, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 1999 · Amount on File
Deed Sale	Oct 5, 1999 · Amount on File
Prior Sale	Apr 8, 1999 · Amount on File
Deed Book / Page	99-0684 / B03
Last Transfer Date	Nov 18, 2009
Transfer Doc	0000079125
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1602 PINE TREE LN APT 36, 36, DAYTON, OH 45449-2571
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014318
Date	Mar 21, 2024
Instrument	2024-00014318

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 10, 2049

Interest

Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 12, 2022
Property Address	1602 PINE TREE LN APT 36, 36, DAYTON, OH 45449-2571
Document Number	0000024914
Map Reference	MF 76-669 A01
Instrument Date	Mar 17, 2022
Instrument	2022-00024914
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 PINE TREE LN APT 36, 36, DAYTON, OH 45449-2571

Mortgage

Document Number	0000024938
Date	Apr 12, 2022
Instrument	2022-00024938

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 12, 2022
Property Address	1602 PINE TREE LN APT 36, 36, DAYTON, OH 45449-2571
Document Number	0000024913
Map Reference	MB 101 PG 45
Instrument Date	Mar 17, 2022
Instrument	2022-00024913
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 SWANN AVE, BELLE ISLE, FL 32809-6086

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Pine Tree Ln, Apt 36 was $1,574.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00	$25,290 Land $4,090 Building $21,200	$72,250 Land $11,680 Building $60,570
2024	$1,574.00 (+2.08%)
2023	$1,542.00 (-2.41%)	$25,290 (+27.02%) Land $4,090 Building $21,200	$72,250 Land $11,680 Building $60,570
2022	$1,580.00	$19,910 Land $3,220 Building $16,690
2020			$56,892 Land $9,200 Building $47,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1602 Pine Tree Ln, Apt 36 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Pine Tree Ln, Apt 36 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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