1602 Peppermill Cir, Midland, MI 48642 Property Records

Midland County property record for 1602 Peppermill Cir, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jul 2020)
Tax Bill	$7,138 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-40-206`

Property Details

APN / Parcel Number

Primary APN	`14-03-40-206`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,526 sqft Living Area
1st Floor Area	1,263 sqft
Basement Area	1,263 sqft
Unfinished Basement	1,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	158 ft deep x 79 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1602 PEPPERMILL CIR
City	MIDLAND
State	MI
Zip	48642-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 64 WINCHESTER ESTATES NO 4
Legal Subdivision	WINCHESTER ESTATES
Legal Lot Number	64
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3002
Census Tract	290902

Owner

1602 Peppermill Cir is owned and occupied by an individual who acquired it in July 2023.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1602 PEPPERMILL CIR, MIDLAND, MI 48642-3378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer
Jul 2, 2020	Warranty Deed, Transfer 2004 0000199 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Deed Book / Page	1635 / 57
Last Transfer Date	Jul 18, 2023
Transfer Doc	001666/572
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2023
Property Address	1602 PEPPERMILL CIR, MIDLAND, MI 48642-3378
Document Number	001666/572
Book / Page	1666 / 572
Map Reference	LB N PG 40
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 PEPPERMILL CIR, MIDLAND, MI 48642-3378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 PEPPERMILL CIR, MIDLAND, MI 48642-3378

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 2, 2020
Property Address	1602 PEPPERMILL CIR, MIDLAND, MI 48642-3378
Document Number	1635/57
Book / Page	1635 / 57
Map Reference	LB N PG 40
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 PEPPERMILL CIR, 1602, MIDLAND, MI 48642-3378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 NOVAK ST, MIDLAND, NC 28642

Mortgage

Document Number	163558
Date	Jul 2, 2020
Instrument	1635/58

Lender

Name	2004 0000199 LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Peppermill Cir was $7,138 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,300 (+6.39%)	$442,600 (+6.39%)
2025	$7,138.00 (+1.03%) Homeowner's exemption	$208,000	$416,000
2024	$7,065.00
2023		$184,300	$368,600
2022	$6,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Peppermill Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Peppermill Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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