1602 Oak Ter, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1602 Oak Ter, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,747 sqft · built 1972
Lot Size	1.01 acres (44,301 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 1992)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Oct 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`12-5580-0013-00-1`

Property Details

APN / Parcel Number

Primary APN	`12-5580-0013-00-1`
Alternative APN	`11-12-5580-0013-00-1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,747 sqft Living Area
1st Floor Area	1,747 sqft
Basement Area	1,747 sqft
Unfinished Basement	1,747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	44,301 sqft (1.01 acres)
Lot Dimensions	426 ft deep x 104 ft wide
Garage Area	904 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1602 OAK TER
City	SAINT JOSEPH
State	MI
Zip	49085-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 13 OAK TERRACE
Legal Subdivision	OAK TERRACE
Legal Lot Number	13
Legal Unit	13
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1014
Census Tract	1400

Owner

Source: Berrien County records · APN 12-5580-0013-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1602 OAK TER, SAINT JOSEPH, MI 49085-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 1992 · Amount on Record
Deed Sale	Feb 12, 1992 · Amount on Record
Prior Sale	Jan 31, 1986 · Amount on Record
Deed Book / Page	1498 / 565
Last Transfer Date	Oct 22, 2018
Transfer Doc	03220/2821
Record Updated	Sep 20, 2026

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 25, 2018
Property Address	1602 OAK TER, SAINT JOSEPH, MI 49085-9780
Document Number	03220/2821
Book / Page	3220 / 2821
Map Reference	VOL21 PG38
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1602 OAK TER, SAINT JOSEPH, MI 49085-9780

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,400 (+9.89%)	$406,800 (+9.89%)
2025	$3,617.00 (+3.61%) Homeowner's exemption	$185,100 (+29.17%)	$370,200 (+29.17%)
2024	$3,491.00 (+10.54%)
2023		$143,300	$286,600
2022	$3,158.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 259 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.