1602 NE 38th Ter, Ocala, FL 34470 Property Records

Marion County property record for 1602 NE 38th Ter, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,172 sqft · built 1981
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Jun 2026)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2725-009-000`

Property Details

APN / Parcel Number

Primary APN	`2725-009-000`
Alternative APNs	`0639788000` `639788`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	435 sqft (0.01 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	32 sqft
Porch	Screened Porch
Porch Area	62 sqft
Patio Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1602 NE 38TH TER
City	OCALA
State	FL
Zip	34470-4976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD08
Legal Description	SEC 11 TWP 15 RGE 22 PLAT BOOK U PAGE 091 FOX MEADOW UNIT 1 BLDG 15 LOT 9
Legal Range	22E
Legal Township	15S
Legal Section	11
Legal Subdivision	FOX MEADOW
Legal Block	15
Legal Lot Number	9
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1018
Census Tract	1403

Owner

1602 NE 38th Ter is owned and occupied by an individual who bought it in June 2026.

Source: Marion County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1402 NE 38TH ST, OCALA, FL 34479-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOODLOANS INC
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC
Aug 28, 2018	Warranty Deed, Transfer AFFILIATED TITLE/CTRL FL LIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	202670282
Deed Book / Page	8923 / 653
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0044761733
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Investor	Possibly a Property Investor

Mortgage

Document Number	0074521552
Date	May 4, 2021
Book Page	7452/1552
Instrument	2021059227

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 1, 2026
Property Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Document Number	0000070282
Book / Page	8923 / 653
Instrument Date	May 26, 2026
Instrument	202670282
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CLOSING TABLE, CLOSING TABLE TIDE INSURANCE A

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070283,
Date	Jun 1, 2026
Instrument	202670283

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000070284,
Date	Jun 1, 2026
Book Page	8923/672
Instrument	202670284

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 1, 2026
Property Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Document Number	0089230653
Book / Page	8923 / 653
Instrument Date	May 26, 2026
Instrument	202670282
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CLOSING TABLE, CLOSING TABLE TIDE INSURANCE A

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070283,
Date	Jun 1, 2026
Instrument	202670283

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000070284,
Date	Jun 1, 2026
Book Page	8923/672
Instrument	202670284

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 10, 2018
Property Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Document Number	0068801281
Book / Page	6880 / 1281
Map Reference	MB U PG91&92
Instrument Date	Dec 3, 2018
Instrument	2018120845
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	AFFILIATED TITLE OF CENTRAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1631 LACEBARK DR, 1631, GREENWOOD, IN 46143-6474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	1602 NE 38TH TER, OCALA, FL 34470-4976

Mortgage

Document Number	2018120846
Date	Dec 10, 2018
Instrument	2018120846

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 28, 2018
Property Address	1602 NE 38TH TER, OCALA, FL 34470-4976
Document Number	0068240669
Book / Page	006824 / 000669
Instrument Date	Aug 24, 2018
Instrument	84549
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	AFFILIATED TITLE/CTRL FL LIMITED

Transaction

Amount	Amount on Record
Tax	$721.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 LACEBARK DR #F GREENWOOD IN 461436475, F, GREENWOOD, IN 46143-6475

Tax Assessment & Valuation

The 2025 property tax bill for 1602 NE 38th Ter was $1,231 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 Homeowner's exemption	$94,831	$165,252 Land $60,000 Building $105,252
2023	$1,166.00 (+18.38%) Homeowner's exemption	$89,474 (+3%) Land $55,000 Building $34,474	$139,992 (+17.09%) Land $55,000 Building $84,992
2022	$985.00 Homeowner's exemption	$86,868	$119,556 Land $55,000 Building $64,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1602 NE 38th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 NE 38th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Florida Broadband, CenturyLink, Metronet, T-Mobile, Wire 3.

1602 NE 38th Ter, Ocala, FL 34470 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on NE 38th Ter

Nearby Streets

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