1602 Mill Creek Dr, Salado, TX 76571 Property Records

Bell County property record for 1602 Mill Creek Dr, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,325 sqft · built 1968
Lot Size	0.586 acres (25,520 sqft)
Owner	2 Individual Names on File
Last Sale	$401,640 (Sep 2023)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0373100000`

Property Details

APN / Parcel Number

Primary APN	`0373100000`
Alternative APNs	`128442` `815625`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,325 sqft Living Area
1st Floor Area	2,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,520 sqft (0.586 acres)
Lot Dimensions	176 ft deep x 145 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Canopy	1,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1602 MILL CREEK DR
City	SALADO
State	TX
Zip	76571-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK SECTION 1, BLOCK 006, LOT 0006
Legal Subdivision	MILL CREEK SECTION 1
Legal Block	6
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2050
Census Tract	23406

Owner

1602 Mill Creek Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Bell County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1602 MILL CREEK DR, SALADO, TX 76571-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC
Sep 5, 2023	Vendor's Lien, Transfer · FHA Mortgage RB MORTGAGE LLC
Oct 18, 2022	Warranty Deed, Transfer OSN TEXAS, OSN TEXAS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Oct 18, 2022
Deed Document Number	202339849
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000033792
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1602 MILL CREEK DR, SALADO, TX 76571-5605
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	ESSENT TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 MILL CREEK DR, SALADO, TX 76571-5605

Mortgage

Document Number	0000011140
Date	Mar 10, 2026
Instrument	2026011140

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2055

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 5, 2023
Property Address	1602 MILL CREEK DR, SALADO, TX 76571-5605
Document Number	0000039849
Map Reference	CAB A SL 246-B
Instrument Date	Sep 1, 2023
Instrument	2023039849
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 MILL CREEK DR, SALADO, TX 76571-5605

Mortgage

Document Number	0000039850
Date	Sep 5, 2023
Instrument	2023039850

Lender

Name	RB MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 18, 2022
Property Address	1602 MILL CREEK DR, SALADO, TX 76571-5605
Document Number	0000064107
Map Reference	CAB A SL 246-B
Instrument Date	Oct 14, 2022
Instrument	2022064107
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Mill Creek Dr was $5,761 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Salado Village
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00	$398,886 Land $90,851 Building $308,035	$398,886 Land $90,851 Building $308,035
2023	$8,764.00 (-1.12%)	$445,170 Land $90,000 Building $355,170	$445,170 Land $90,000 Building $355,170
2022	$8,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Mill Creek Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Mill Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile, Western Broadband.

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