1602 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 1602 Frederick St, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,430 sqft · built 1959
Lot Size0.293 acres (12,742 sqft)
Owner2 Individual Names on File
Last Sale$103,000 (May 1998)
Tax Bill$1,388 (2025)
Flood ZoneZone X (minimal risk)
APN23-013029

Property Details

APN / Parcel Number

Primary APN23-013029
Alternative APN
  • 013029

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,430 sqft Total Area
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,742 sqft (0.293 acres)
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area170 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number013029
Street Address1602 FREDERICK ST
CityCUMBERLAND
StateMD
Zip21502-1036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1602 FREDERICK ST 100X138 84X139
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group2
Census Block2038
Census Tract2300

Owner

1602 Frederick St is owned and occupied by two individuals who bought it in May 1998.

Source: Allegany County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1602 FREDERICK ST, CUMBERLAND, MD 21502-1036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 1998 · Amount on File
Deed SaleMay 19, 1998 · Amount on File
Prior SaleOct 6, 1986 · Amount on File
Deed Document Number1998819
Deed Book / Page660 / 175
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Frederick St was $1,388 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,700 Land $12,100 Building $166,600$178,700 Land $12,100 Building $166,600
2025$1,388.00 Homeowner's exemption
2023$1,285.00 Homeowner's exemption$138,200 Land $12,100 Building $126,100$138,200 Land $12,100 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Frederick St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frederick St

Nearby Streets

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