Allegany County property record for 1602 Ford Ave, Cumberland, MD 21502
| Property Type | Medical Building |
|---|---|
| Details | 3,073 sqft · built 1920 |
| Lot Size | 0.281 acres (12,245 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Sep 2012) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-013824 |
| Primary APN | 04-013824 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,073 sqft Total Area |
| 1st Floor Area | 3,073 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 12,245 sqft (0.281 acres) |
| Porch | Porch |
| Porch Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 013824 |
|---|---|
| Street Address | 1602 FORD AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4612 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | I-G |
| Legal Description | 1602 FORD AVE LOTS 19 THRU 22 105X136 100X103 |
| Legal Subdivision | CUMBERLAND PARK ADD CUMBERLAND |
| Legal Lot Number | 19-22 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 800 |
1602 Ford Ave, a commercial property, is owned by two individuals who bought it in September 2012.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1602 FORD AVE, CUMBERLAND, MD 21502-4612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on File |
| Deed Sale | Sep 14, 2012 · Amount on File |
| Prior Sale | May 2, 2007 · Amount on File |
| Deed Book / Page | 1903 / 474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 1602 FORD AVE, CUMBERLAND, MD 21502-4612 |
| Document Number | 0024400424 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1602 FORD AVE CUMBERLAND MD 215024612, CUMBERLAND, MD 21502-4612 |
| Document Number | 0024400424 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 002440/000424 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | CUMBERLAND, MD 21502-3020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1602 Ford Ave was $2,464.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,100 Land $18,300 Building $258,800 | $277,100 Land $18,300 Building $258,800 | |
| 2025 | $2,464.00 | ||
| 2023 | $2,348.00 | $252,400 Land $18,300 Building $234,100 | $252,400 Land $18,300 Building $234,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 Ford Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1602 Ford Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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