1602 E Houston St, Sherman, TX 75090 Property Records

Grayson County property record for 1602 E Houston St, Sherman, TX 75090

Property Summary

Property Type	Commercial
Details	3,040 sqft · built 1960
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,779 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S032 2055237`

Property Details

APN / Parcel Number

Primary APN	`S032 2055237`
Alternative APN	`161224`

Interior

Building Area	3,040 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	161224
Old Parcel Number	S032 2055237
Street Address	1602 E HOUSTON ST
City	SHERMAN
State	TX
Zip	75090-6336
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COLLEGE PARK ADDN, BLOCK 41, LOT 1 & 2, ACRES .3673
Legal Subdivision	COLLEGE PARK ADDN
Legal Block	41
Legal Lot Number	1,2 2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1003
Census Tract	1500

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 E HOUSTON ST, SHERMAN, TX 75090-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Mar 8, 2023	Special Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Feb 27, 2019	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023
Deed Sale	Mar 8, 2023
Prior Sale	Jan 20, 2014
Deed Document Number	2023-5718
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1602 E HOUSTON ST, SHERMAN, TX 75090-6336
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 N GRAND AVE, SHERMAN, TX 75090-2610

Mortgage

Document Number	0000026596
Date	Oct 3, 2023
Instrument	2023-26596

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 8, 2023
Property Address	1602 E HOUSTON ST, SHERMAN, TX 75090-6336
Document Number	0000005718
Map Reference	VOL 81 PG 438
Instrument Date	Mar 8, 2023
Instrument	2023-5718
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 N GRAND AVE, SHERMAN, TX 75090-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 HOLLY ST, DENISON, TX 75020-3713

Mortgage

Document Number	0000005719
Date	Mar 8, 2023
Instrument	2023-5719

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	1602 E HOUSTON ST, SHERMAN, TX 75090-6336
Document Number	0000005836
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1920 N GRAND AVE SHERMAN TX 750902610, SHERMAN, TX 75090-2610

Mortgage

Document Number	0000005836
Date	Mar 20, 2019
Instrument	5836

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 19, 2024

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,748 (-) Land $91,680 Building $35,068	$126,748 (-) Land $91,680 Building $35,068
2024	$2,779.00 (+17.51%)
2023		$126,748 Land $54,880 Building $71,868	$126,748 Land $54,880 Building $71,868
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TekWav.

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