1602 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1602 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1920
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$101,153 (Apr 2025)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-461-001.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-461-001.000-026`
Alternative APN	`01871093890`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	680 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	1,120 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Terrain	High
View / Lot	Alley
Shed	1 Shed
Shed Area	18 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1602 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 363 ROSELAND PARK 2ND ADD
Legal Subdivision	ROSELAND PARK 2ND ADD
Legal Lot Number	363
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	5
Census Block	5038
Census Tract	3100

Owner

1602 E Fox St is owned and occupied by two individuals who bought it in April 2025.

Source: St. Joseph County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Apr 9, 2025	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Mar 17, 2023	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Aug 25, 2020	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Mar 17, 2023 · Amount on File
Deed Document Number	20257981
Prior Transfer Date	Sep 14, 2009
Prior Transfer Doc	0000031443
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	ACCURA TITLE, ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001805712
Date	Mar 13, 2018
Instrument	1805712

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 3, 2025

Interest

Rate Type	Fixed Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002507983
Date	Apr 9, 2025
Instrument	2507983

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2035

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 9, 2025
Property Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Document Number	0002507981
Map Reference	PB 8 PG 70-71
Instrument Date	Apr 7, 2025
Instrument	2507981
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546

Mortgage

Document Number	0002507982
Date	Apr 9, 2025
Instrument	2507982

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Mortgage

Document Number	0002507983
Date	Apr 9, 2025
Instrument	2507983

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2035

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 17, 2023
Property Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Document Number	0002305614
Map Reference	PB 8 PG 70-71
Instrument Date	Mar 13, 2023
Instrument	2305614
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546

Mortgage

Document Number	0002305615
Date	Mar 17, 2023
Instrument	2305615

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 25, 2020
Property Address	1602 E FOX ST, SOUTH BEND, IN 46613-3546
Document Number	0002024795
Map Reference	PB 8 PG 70-71
Instrument Date	Aug 20, 2020
Instrument	2024795
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N YATES LN, MT PROSPECT, IL 60056-2727

Tax Assessment & Valuation

The 2025 property tax bill for 1602 E Fox St was $1,159, up 8.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+8.52%)	$108,800 (+18.13%) Land $6,800 Building $102,000	$108,800 (+18.13%) Land $6,800 Building $102,000
2024	$1,068.00 (+15.84%)	$92,100 (+21.34%) Land $6,800 Building $85,300	$92,100 (+21.34%) Land $6,800 Building $85,300
2023	$922.00 (-64.18%)	$75,900 (-) Land $6,800 Building $69,100	$75,900 (-) Land $6,800 Building $69,100
2022	$2,574.00	$75,900 Land $6,800 Building $69,100	$75,900 Land $6,800 Building $69,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 E Fox St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1602 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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