1602 Dolphin St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1602 Dolphin St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,917 sqft · built 1978
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Tax Bill	$1,337 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`9592-74-9831`

Property Details

APN / Parcel Number

Primary APN	`9592-74-9831`
Alternative APN	`9592.04749831`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,917 sqft Heated Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	339 ft deep x 52.4 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1602 DOLPHIN ST
City	SPRING LAKE
State	NC
Zip	28390-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BRAGG ESTATES LO:36 SE:07 PL:0036-0046
Legal Subdivision	BRAGG ESTATES
Legal Block	74
Legal Lot Number	36
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1012
Census Tract	3602

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 GIBBS RD, LILLINGTON, NC 27546-8720
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 23, 2021	Warranty Deed, Transfer
Jun 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025
Deed Sale	Mar 18, 2025
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	20257703
Deed Book / Page	12190 / 783
Prior Transfer Date	Aug 16, 2024
Prior Transfer Doc	0120540326
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 10, 2023
Property Address	1602 DOLPHIN ST, SPRING LAKE, NC 28390-9501
Document Number	0117740624
Book / Page	11774 / 624
Map Reference	MB 36 PG 46
Instrument Date	Jun 23, 2023
Instrument	21398
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 DANBURY RD, FAYETTEVILLE, NC 28311-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 DOLPHIN ST, SPRING LAKE, NC 28390-9501

Mortgage

Document Number	0000021399
Date	Jul 10, 2023
Instrument	21399

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 23, 2021
Property Address	1602 DOLPHIN ST, SPRING LAKE, NC 28390-9501
Document Number	0110660422
Book / Page	11066 / 422
Map Reference	MB 36 PG 46
Instrument Date	Mar 18, 2021
Instrument	13203
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3106 JOYE CIR, 3106, SPRING LAKE, NC 28390-1621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 DANBURY RD, FAYETTEVILLE, NC 28311-2300

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 1, 2017
Property Address	1602 DOLPHIN ST, SPRING LAKE, NC 28390-9501
Document Number	0101030599
Book / Page	010103 / 000599
Instrument Date	May 15, 2017
Instrument	17359
Transaction Type	Foreclosure
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 HARVEY DALE DR FAYETTEVILLE NC 283017656, FAYETTEVILLE, NC 28301-7656

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,337.00
2025	$1,337.00 (+8.35%)	$120,810 (-5.1%) Land $15,350 Building $105,460	$120,810 (-5.1%) Land $15,350 Building $105,460
2024	$1,234.00 (+53.29%)	$127,309 (+48.84%) Land $7,350 Building $119,959	$127,309 (+48.84%) Land $7,350 Building $119,959
2023	$805.00 (+100.75%)	$85,537 (+101.84%) Land $7,350 Building $78,187	$85,537 (+101.84%) Land $7,350 Building $78,187
2022	$401.00	$42,378 Land $7,350 Building $35,028	$42,378 Land $7,350 Building $35,028

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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