1602 Cunningham Dr NE, Olympia, WA 98516 Property Records

Thurston County property record for 1602 Cunningham Dr NE, Olympia, WA 98516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,444 sqft · built 2007
Lot Size0.086 acres (3,760 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Sep 2026)
Tax Bill$5,044 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85930002500

Property Details

APN / Parcel Number

Primary APN85930002500

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area2,992 sqft
1st Floor Area956 sqft
Upper Floors Area1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area3,760 sqft (0.086 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area68 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1602 CUNNINGHAM DR NE
CityOLYMPIA
StateWA
Zip98516-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMD
Legal DescriptionSECTION 09 TOWNSHIP 18 RANGE 1W QUARTER NW SW PLAT FIFTEENTH AVENUE TOWNHOMES LT 25 DOCUMENT 3799602
Legal Range01
Legal Township18
Legal Section09
Legal SubdivisionFIFTEENTH AVENUE TOWNHOMES
Legal Block2
Legal Lot Number25
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group2
Census Block2005
Census Tract12224

Owner

Source: Thurston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1602 CUNNINGHAM DR NE, OLYMPIA, WA 98516-3747
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Warranty Deed, Transfer · FHA Mortgage
NEIGHBORS BANK
Jun 5, 2018Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2026 · Amount on Record
Deed SaleSep 23, 2026 · Amount on Record
Prior SaleJun 5, 2018 · Amount on Record
Deed Document Number20265117137
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateSep 23, 2026
Property Address1602 CUNNINGHAM DR NE, OLYMPIA, WA 98516-3747
Document Number0005117137
Instrument DateSep 18, 2026
Instrument20265117137
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$711,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 CUNNINGHAM DR NE, OLYMPIA, WA 98516-3747

Mortgage

Document Number0005117138,
DateSep 23, 2026
Instrument20265117138
Lender
NameNEIGHBORS BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateJun 5, 2018
Property Address1602 CUNNINGHAM DR NE, OLYMPIA, WA 98516-3747
Document Number0004629767
Instrument DateMay 24, 2018
Instrument4629767
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyNEXTITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,144.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1602 CUNNINGHAM DR NE OLYMPIA WA 985163747, OLYMPIA, WA 98516-3747

Mortgage

Document Number4629768
DateJun 5, 2018
Instrument4629768
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,044.00 (+14.4%)
2025$477,200 (+6.66%) Land $108,600 Building $368,600$477,200 (+6.66%) Land $108,600 Building $368,600
2023$4,409.00
2022$447,400 Land $79,800 Building $367,600$447,400 Land $79,800 Building $367,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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