Sumter County property record for 1602 Chavez Ct, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft · built 1995 |
| Lot Size | 0.261 acres (11,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2026) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12D011 |
| Primary APN | 121823D12D011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,540 sqft Living Area |
|---|---|
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,361 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 112 sqft |
| Street Address | 1602 CHAVEZ CT |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 THE VILLAGES OF SUMTER UNIT 3 P LAT BOOK 4 PAGES 103-103A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 11 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910800 |
1602 Chavez Ct is owned and occupied by two individuals who bought it in July 2026.
Source: Sumter County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1602 CHAVEZ CT, LADY LAKE, FL 32159-8769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW COMPANY |
| Jul 25, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Dec 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Aug 10, 2017 | Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Aug 10, 2017 · Amount on File |
| Deed Document Number | 202638436 |
| Deed Book / Page | 5187 / 517 |
| Prior Transfer Date | Aug 9, 2005 |
| Prior Transfer Doc | 0014260370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 1602 CHAVEZ CT, LADY LAKE, FL 32159-8769 |
| Document Number | 0000038436 |
| Book / Page | 5187 / 517 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202638436 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $296,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1602 CHAVEZ CT, LADY LAKE, FL 32159-8769 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jul 25, 2022 |
| Property Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Document Number | 0043140031 |
| Book / Page | 4314 / 31 |
| Map Reference | MB 4 PG 103&103A |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202260037237 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 CHAVEZ CT, 1602, THE VILLAGES, FL 32159-8769 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5226 FALL WATER CT, COLUMBUS, OH 43220-7320 |
| Document Number | 0040660510 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 4066/510 |
| Instrument | 202160043352 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033480046 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 3348/0046 |
| Instrument | 201760041247 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LADY LAKE, FL 32159 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036530063 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 3653/0063 |
| Instrument | 201960043146 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 25, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 10, 2017 |
| Property Address | 1602 CHAVEZ CT, THE VILLAGES, FL 32159-8769 |
| Document Number | 0032920632 |
| Book / Page | 003292 / 000632 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 60026415 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,354.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4649 CHESAPEAKE CT COLUMBUS OH 432203649, COLUMBUS, OH 43220-3649 |
The 2025 property tax bill for 1602 Chavez Ct was $3,017 with a homeowner's exemption, up 1.3% from the year before.
Source: Sumter County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,017.00 (+1.28%) Additional exemption filed | $249,790 | $318,560 Land $68,170 Building $250,390 |
| 2024 | $2,979.00 (+11.24%) | ||
| 2023 | $2,678.00 (+3.04%) Additional exemption filed | $235,680 (+3%) | $311,650 (+5%) Land $45,450 Building $266,200 |
| 2022 | $2,599.00 Homeowner's exemption | $228,820 | $296,810 Land $45,450 Building $251,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 Chavez Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1602 Chavez Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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