Bay County property record for 1602 Cape Cod Dr, Panama City Beach, FL 32407
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,195 sqft · built 2007 |
| Owner | Owner Name on File |
| Last Sale | $98,000 (May 2014) |
| Tax Bill | $2,023 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40000-100-115 |
| Primary APN | 40000-100-115 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,195 sqft Heated Area |
| Year Built | Built 2007 |
|---|
| Street Address | 1602 CAPE COD DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-4592 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | NAUTILUS COVE CONDO PHASE 9 UNIT 1602 ORB 2832 P 523 ORB 3605 P 2151 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | NAUTILUS COVE PH 9 |
| Legal Phase | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2703 |
The current owner of 1602 Cape Cod Dr bought it in May 2014.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3-1-1702 PANGU GARDEN #21 4TH SECTION RENMIN ROAD, 21, XX |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on File |
| Deed Sale | May 6, 2014 · Amount on File |
| Prior Sale | Feb 26, 2007 · Amount on File |
| Deed Document Number | 2014023985 |
| Deed Book / Page | 3605 / 2151 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1602 Cape Cod Dr was $2,023, down 15.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,023.00 (-15.78%) | $199,750 (-2.08%) Building $199,750 | $199,750 (-2.08%) Building $199,750 |
| 2024 | $2,402.00 (+2.04%) | $204,000 (-7.69%) Building $204,000 | $204,000 (-7.69%) Building $204,000 |
| 2023 | $2,354.00 (+34.98%) | $221,000 (+44.44%) Building $221,000 | $221,000 (+44.44%) Building $221,000 |
| 2022 | $1,744.00 | $153,000 Building $153,000 | $153,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 Cape Cod Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1602 Cape Cod Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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