1602 Bluegrass Ln, Champaign, IL 61822 Property Records

Champaign County property record for 1602 Bluegrass Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,605 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2025)
Tax Bill	$10,058 (2024)
Deeds & Mortgages	Mar 2021 Construction Loan Apr 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-326-006`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-326-006`

Exterior

Lot Area	6,605 sqft (0.151 acres)

Location & Zoning

Street Address	1602 BLUEGRASS LN
City	CHAMPAIGN
State	IL
Zip	61822-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2020R04224
Legal Subdivision	BOULDER RIDGE 7
Legal Lot Number	2020R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

1602 Bluegrass Ln is owned and occupied by an individual who bought it in October 2025.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Apr 28, 2021	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Oct 31, 2025	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Jul 30, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202516709
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006657
Date	Mar 23, 2021
Instrument	2021R06657

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	HAZARD, KY 41702

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009808
Date	Apr 28, 2021
Instrument	2021R09808

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 31, 2025
Property Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104
Document Number	0000016709
Map Reference	DOC 2020R04224
Instrument Date	Oct 27, 2025
Instrument	2025R16709
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104

Mortgage

Document Number	0000016710
Date	Oct 31, 2025
Instrument	2025R16710

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.49%

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 30, 2021
Property Address	1602 BLUEGRASS LN, CHAMPAIGN, IL 61822-2104
Document Number	0000018018
Map Reference	DOC 2020R04224
Instrument Date	Jul 13, 2021
Instrument	2021R18018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 BLUEGRASS LANE, CHAMPAIGN, IL 61822-2105

Mortgage

Document Number	0000018019
Date	Jul 30, 2021
Instrument	2021R18019

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,290 (+12.2%) Land $17,140 Building $124,150	$423,870 (+12.2%) Land $51,420 Building $372,450
2024	$10,058.00 Homeowner's exemption	$125,930 Land $15,280 Building $110,650	$377,790 Land $45,840 Building $331,950
2022	$8,827.00 Homeowner's exemption	$105,800 Land $12,840 Building $92,960	$317,400 Land $38,520 Building $278,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1602 Bluegrass Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Bluegrass Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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