1602 Bertram Dr, Carolina Beach, NC 28428 Property Records

New Hanover County property record for 1602 Bertram Dr, Carolina Beach, NC 28428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,076 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$1,200 (Jan 2023)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R08810-004-081-000`

Property Details

APN / Parcel Number

Primary APN	`R08810-004-081-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Basement Area	1,428 sqft
Finished Basement	1,428 sqft
Game Room	Game Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1602 BERTRAM DR
City	CAROLINA BEACH
State	NC
Zip	28428-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2,WB TWO
Legal Description	LOT 31 PORTSIDE VILLAGE
Legal Subdivision	PORTSIDE VILLAGE SUBDIVISION
Legal Block	4
Legal Lot Number	31
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	3
Census Block	3005
Census Tract	12201

Owner

1602 Bertram Dr is owned and occupied by an individual who bought it in January 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	May 30, 2002 · Amount on File
Deed Document Number	2023596
Deed Book / Page	6616 / 1018
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	00559500094
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143

Mortgage

Document Number	00681602697
Date	Dec 8, 2025
Book Page	6816/2697
Instrument	2025032213

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 9, 2023
Property Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143
Document Number	00661601018
Book / Page	6616 / 1018
Map Reference	MB 39 PG 118
Instrument Date	Dec 22, 2022
Instrument	2023000596
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 HARPER AVE, CAROLINA BEACH, NC 28428-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143

Mortgage

Document Number	00661601021
Date	Jan 9, 2023
Book Page	6616/1021
Instrument	2023000597

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1602 BERTRAM DR, CAROLINA BEACH, NC 28428-4143
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00640800275
Date	Feb 3, 2021
Book Page	6408/275
Instrument	2021005442

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Bertram Dr was $2,953, up 2.7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Carolina Beach Town
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,700 (-) Land $299,500 Building $360,200	$659,700 (-) Land $299,500 Building $360,200
2025	$2,953.00 (+2.71%)	$659,700 Land $299,500 Building $360,200	$659,700 Land $299,500 Building $360,200
2024	$2,875.00 (+17.88%)
2023	$2,439.00 (-0.73%)	$366,800 Land $143,900 Building $222,900	$366,800 Land $143,900 Building $222,900
2022	$2,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Bertram Dr in Zone X, an area of minimal flood risk, though there have been 128 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	152 units insured incl. 12 condo units
Nearby Flood Claims	128 (1984–2024)
Claims Outside the SFHA	20 of 128
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 21 claims Hurricane Fran, Sep 1996 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Bertram Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROLINA BEACH WATER SYSTEM serves 6,864 people · EPA ID NC0465015
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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