1602 9th St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1602 9th St, White Bear Lake, MN 55110

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,510 sqft · built 2002
Lot Size0.137 acres (5,960 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Apr 2023)
Tax Bill$4,516 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-30-22-13-0084

Property Details

APN / Parcel Number

Primary APN15-30-22-13-0084
Alternative APNs
  • 8560896
  • 623428

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,510 sqft Living Area
1st Floor Area762 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area5,960 sqft (0.137 acres)
Lot Dimensions149 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number623428
Street Address1602 9TH ST
CitySAINT PAUL
StateMN
Zip55110-6725
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCIC NO 474 TORGERSON ADD LOT 2 BLK 1 TORGERSON ADD
Legal Range22
Legal Township30
Legal Section15
Legal SubdivisionCIC NO 474 TORGERSON ADD
Legal Block1
Legal Lot Number2
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group3
Census Block3000
Census Tract40504

Owner

1602 9th St, a townhouse, is owned and occupied by two individuals who bought it in April 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1602 9TH ST, SAINT PAUL, MN 55110-6725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2023Warranty Deed, Transfer · Conventional Mortgage
WINGS FINANCIAL CU
May 1, 2020Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2023 · Amount on File
Deed SaleApr 7, 2023 · Amount on File
Prior SaleAug 14, 2013 · Amount on File
Deed Document Number20234984908
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 7, 2023
Property Address1602 9TH ST, WHITE BEAR LAKE, MN 55110-6725
Document Number0A04984908
Instrument DateApr 7, 2023
InstrumentA04984908
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyLEGACY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1602 9TH ST, WHITE BEAR LAKE, MN 55110-6725

Mortgage

Document Number0A04984909
DateApr 7, 2023
InstrumentA04984909
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1602 9TH ST, WHITE BEAR LAKE, MN 55110-6725
Document Number0004813637
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 9TH ST WHITE BEAR LAKE MN 551106725, WHITE BEAR LAKE, MN 55110-6725

Mortgage

Document Number0004813637
DateMay 29, 2020
Instrument4813637
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 28, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1602 9th St was $4,516 with a homeowner's exemption, down 6.3% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,100 (+2.99%) Land $70,200 Building $297,900$368,100 (+2.99%) Land $70,200 Building $297,900
2025$4,516.00 (-6.35%) Homeowner's exemption$357,400 Land $70,200 Building $287,200$357,400 Land $70,200 Building $287,200
2024$4,822.00 (+10.24%)
2023$4,374.00 Homeowner's exemption$368,100 Land $70,200 Building $297,900$368,100 Land $70,200 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1602 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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