1602 8th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1602 8th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,592 sqft · built 1963
Lot Size	0.259 acres (11,286 sqft)
Owner	Individual Name on Record
Last Sale	$481,000 (Dec 2020)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-653100-000020`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-653100-000020`
Alternative APNs	`332826653100000020` `32826000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,592 sqft
Flooring	Cork
Interior Walls	Concrete
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	11,286 sqft (0.259 acres)
Lot Dimensions	125 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Pool Area	308 sqft
Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	624 sqft
Patio Area	2,424 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1602 8TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	VALENCIA PK PB 41 PG 16 LOT 2
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	VALENCIA PARK
Legal Tract	653100
Legal Block	1
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1050
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 8TH ST SE, WINTER HAVEN, FL 33880-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG
Jan 9, 2017	Deed of Trust, Mortgage · VA Mortgage GENEVA FIN'L
Jan 9, 2017	Deed of Trust, Mortgage · VA Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	2020277777
Deed Book / Page	11507 / 317
Prior Transfer Date	May 11, 2011
Prior Transfer Doc	0000081321
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2020
Property Address	1602 8TH ST SE, WINTER HAVEN, FL 33880-4518
Document Number	0115070317
Book / Page	011507 / 000317
Instrument Date	Dec 14, 2020
Instrument	277777
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,367.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 8TH ST SE WINTER HAVEN FL 338804518, WINTER HAVEN, FL 33880-4518

Mortgage

Document Number	115070319
Date	Dec 22, 2020
Book Page	011507/000319
Instrument	277778

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2018
Property Address	1602 8TH ST SE, WINTER HAVEN, FL 33880-4518
Document Number	0104860474
Book / Page	010486 / 000474
Instrument Date	May 5, 2018
Instrument	104243
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	JURIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 8TH ST SE WINTER HAVEN FL 338804518, WINTER HAVEN, FL 33880-4518

Mortgage

Document Number	104860476
Date	May 15, 2018
Book Page	010486/000476
Instrument	104244

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1602 8TH ST SE, WINTER HAVEN, FL 33880-4518
Document Number	0100382046
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	INTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 8TH ST SE WINTER HAVEN FL 338804518, WINTER HAVEN, FL 33880-4518

Mortgage

Document Number	0100382046
Date	Jan 13, 2017
Book Page	010038/002046
Instrument	8364

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1602 8TH ST SE, WINTER HAVEN, FL 33880-4518
Document Number	0100401786
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	INTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 8TH ST SE WINTER HAVEN FL 338804518, WINTER HAVEN, FL 33880-4518

Mortgage

Document Number	0100401786
Date	Jan 18, 2017
Book Page	010040/001786
Instrument	9853

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,008 (+0.76%) Land $33,000 Building $427,008	$460,008 (+0.76%) Land $33,000 Building $427,008
2025	$8,684.00 (+11.13%)	$456,523 (-3.33%) Land $33,000 Building $423,523	$456,523 (-3.33%) Land $33,000 Building $423,523
2023	$7,814.00 (+10.04%)	$472,264 (+13.59%) Land $32,000 Building $440,264	$472,264 (+13.59%) Land $32,000 Building $440,264
2022	$7,101.00	$415,744 Land $27,000 Building $388,744	$415,744 Land $27,000 Building $388,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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