Clay County property record for 1602 4th Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Aug 2023) |
| Tax Bill | $1,911 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.721.1210 |
| Primary APN | 58.721.1210 |
|---|
| Lot Area | 7,500 sqft (0.17 acres) |
|---|
| Street Address | 1602 4TH AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME SCHREIBERS ADD SUBDIVISIONCD 58721 W 50' OF LOTS 13 TO 18 39 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | SCHREIBERS ADD |
| Legal Block | 39 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20300 |
1602 4th Ave S is owned and occupied by an individual who bought it in August 2023.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1602 4TH AVE S, MOORHEAD, MN 56560-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Deed Document Number | 20231565075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 8, 2026 |
| Property Address | 1602 4TH AVE S, MOORHEAD, MN 56560-3020 |
| Document Number | 0000863486 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026863486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1602 4TH AVE S, MOORHEAD, MN 56560-3020 |
| Document Number | 0000863486, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026863486 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 3, 2023 |
| Property Address | 1602 4TH AVE S, MOORHEAD, MN 56560-3020 |
| Document Number | 0000839617 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 839617 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1602 4TH AVE S, MOORHEAD, MN 56560-3020 |
| Document Number | 0000839618 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 839618 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 1602 4th Ave S was $1,911 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,911.00 Homeowner's exemption | $135,600 (-0.29%) Land $36,200 Building $99,400 | $135,600 (-0.29%) Land $36,200 Building $99,400 |
| 2025 | $136,000 Land $35,700 Building $100,300 | $136,000 Land $35,700 Building $100,300 | |
| 2023 | $1,554.00 Homeowner's exemption | $122,800 Land $35,700 Building $87,100 | $122,800 Land $35,700 Building $87,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1602 4th Ave S in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 55 (1978–2019) |
| Claims Outside the SFHA | 20 of 55 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1602 4th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Otter Tail Telecom.
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