1602 2nd Ave, Rapids City, IL 61278 Property Records

Rock Island County property record for 1602 2nd Ave, Rapids City, IL 61278

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1938
Lot Size	0.71 acres (30,908 sqft)
Owner	Individual Name on File
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-109-018`

Property Details

APN / Parcel Number

Primary APN	`09-02-109-018`

Interior

Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	30,908 sqft (0.71 acres)
Garage Type	Detached

Location & Zoning

Street Address	1602 2ND AVE
City	RAPIDS CITY
State	IL
Zip	61278-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 25 RIVER GROVE ADD TO RAPIDS CITY
Legal Subdivision	RIVER GROVE ADD
Legal Block	109
Legal Lot Number	25
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2023
Census Tract	20101

Owner

1602 2nd Ave is owned and occupied by an individual.

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 56, RAPIDS CITY, IL 61278-0056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Jan 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Recording Date	Jul 27, 2026
Property Address	1602 2ND AVE, RAPIDS CITY, IL 61278-1028
Document Number	0000009406
Instrument Date	Jul 18, 2026
Instrument	20269406
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 2ND AVE, RAPIDS CITY, IL 61278-1028

Mortgage

Document Number	0000009406,
Date	Jul 27, 2026
Instrument	20269406

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1602 2ND AVE, RAPIDS CITY, IL 61278-1028
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013450
Date	Jul 22, 2021
Instrument	2021-13450

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1602 2 AVE, RAPIDS CITY, IL 61278
Document Number	0000001162
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1602 2ND AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

Mortgage

Document Number	0000001162
Date	Jan 29, 2019
Instrument	1162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1602 2nd Ave was $2,780 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Hampton Township
Municipality	Rapids City Village
Unified School District	Riverdale Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 Homeowner's exemption	$43,546 (+8%) Land $10,919 Building $32,627	$130,638 (+8%) Land $32,757 Building $97,881
2024		$40,320 Land $10,110 Building $30,210	$120,960 Land $30,330 Building $90,630
2022	$2,194.00	$34,353 Land $8,614 Building $25,739	$103,059 Land $25,842 Building $77,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 2nd Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2000–2023)
Most Recent Claim	May 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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