16016 Thistle Ter, Edmond, OK 73013 Property Records

Oklahoma County property record for 16016 Thistle Ter, Edmond, OK 73013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 2023
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$403,500 (Dec 2023)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-875-1470`

Property Details

APN / Parcel Number

Primary APN	`21-875-1470`
Alternative APNs	`3808-21-875-1470` `R218751470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Laundry Room	Laundry Room
Storm Shelter	Storm Shelter
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R218751470
Street Address	16016 THISTLE TER
City	EDMOND
State	OK
Zip	73013-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE OAK NORTH BLK 002 LOT 017
Legal Subdivision	LONE OAK NORTH
Legal Block	2
Legal Lot Number	17
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	2
Census Block	2017
Census Tract	108535

Owner

16016 Thistle Ter is owned and occupied by an individual who bought it in December 2023.

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16016 THISTLE TER, EDMOND, OK 73013-9189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Jul 10, 2023	Warranty Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL
Jul 14, 2023	Warranty Deed, Construction Loan · Construction Mortgage OKLAHOMA FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on File
Deed Sale	Dec 22, 2023 · Amount on File
Prior Sale	Jul 14, 2023 · Amount on File
Deed Document Number	0156361785
Deed Book / Page	15636 / 1785
Record Updated	Jun 8, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 22, 2023
Property Address	16016 THISTLE TER, EDMOND, OK 73013-9189
Document Number	0001167080
Book / Page	15636 / 1785
Instrument Date	Dec 22, 2023
Instrument	2023122201167080
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16016 THISTLE TER, EDMOND, OK 73013-9189

Mortgage

Document Number	0001167081
Date	Dec 22, 2023
Instrument	2023122201167081

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year CMT
Margin	2
Max Rate	11.5%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 10, 2023
Property Address	16016 THISTLE TER, EDMOND, OK 73013-9189
Document Number	0001087535
Book / Page	15503 / 1100
Instrument Date	Jul 7, 2023
Instrument	2023071001087535
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6718, EDMOND, OK 73083-6718
Investor	Possibly a Property Investor

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 14, 2023
Property Address	16016 THISTLE TER, EDMOND, OK 73013-9189
Document Number	0001089868
Book / Page	15507 / 1251
Instrument Date	Jul 7, 2023
Instrument	2023071401089868
Transaction Type	Construction Loan
Record Updated	Jan 19, 2024
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6718, EAKLY, OK 73033
Investor	Possibly a Property Investor

Mortgage

Document Number	0001089869
Date	Jul 14, 2023
Instrument	2023071401089869

Lender

Name	OKLAHOMA FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16016 Thistle Ter was $5,762.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Oklahoma City
Unified School District	Deer Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,762.00	$43,945 Land $9,108 Building $34,837	$399,500 Land $82,800 Building $316,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16016 Thistle Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16016 Thistle Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK RURAL WATER CORP private · serves 5,500 people · EPA ID OK2005504
Water Source	Groundwater
Last State Inspection	Dec 2022
Also Mapped Here	OKLAHOMA CITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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