Spokane County property record for 16015 S Dover Rd, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,045 sqft · built 1910 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Oct 2003) |
| Tax Bill | $3,759 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13046.9039 |
| Primary APN | 13046.9039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,469 sqft |
| 2nd Floor Area | 576 sqft |
| Basement Area | 367 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 461,736 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 16015 S DOVER RD |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | 04 & 05-23-41 S330 FT OF SW 1/4 OF THE SW 1/4 OF SEC 04 EXC E60FT THEREOF TOGETHER WITH E60FT OF S330 FT OF SE 1/4 OF THE SE 1/4 OF SEC 05 |
| Legal Range | 41 |
| Legal Township | 23 |
| Legal Section | 05 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 14100 |
16015 S Dover Rd is owned and occupied by two individuals who bought it in October 2003.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16015 S DOVER RD, CHENEY, WA 99004-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage SPOKANE TEACHERS CU |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU |
| Feb 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2003 · Amount on File |
| Deed Sale | Oct 10, 2003 · Amount on File |
| Deed Document Number | 20034978748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 16015 S DOVER RD, CHENEY, WA 99004-9602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0007440724 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 7440724 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99210 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 16015 S DOVER RD, CHENEY, WA 99004-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007176426 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 7176426 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 16015 S DOVER RD, CHENEY, WA 99004-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006890502 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 6890502 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 21, 2050 |
The 2026 property tax bill for 16015 S Dover Rd was $3,759, up 0.6% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,759.00 (+0.62%) | $382,800 Land $145,000 Building $237,800 | $382,800 Land $145,000 Building $237,800 |
| 2025 | $3,736.00 | ||
| 2024 | $377,400 (+59.78%) Land $143,000 Building $234,400 | $377,400 (+59.78%) Land $143,000 Building $234,400 | |
| 2023 | $3,153.00 (+26.93%) | $236,200 Land $126,100 Building $110,100 | $236,200 Land $126,100 Building $110,100 |
| 2022 | $2,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16015 S Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16015 S Dover Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 53% of Washington |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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