16012 Pear Dr, Biloxi, MS 39532 Property Records

Jackson County property record for 16012 Pear Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,434 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`792.10-03-0072.00`

Property Details

APN / Parcel Number

Primary APN	`792.10-03-0072.00`
Alternative APNs	`05103571.000` `021337`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Heated Area
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	021337
Street Address	16012 PEAR DR
City	BILOXI
State	MS
Zip	39532-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 CHERRY PARK S/D PB 9-32 DB 1863-892 (72 MAP792.10-03)
Legal Range	09W
Legal Township	07S
Legal Section	10
Legal Subdivision	CHERRY PARK
Legal Lot Number	70
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40301

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16012 PEAR DR, BILOXI, MS 39532-3944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LENDERS OF AMERICA LLC
Oct 2, 2017	Warranty Deed, Transfer EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017
Deed Sale	Oct 2, 2017
Deed Document Number	0001863892
Deed Book / Page	1863 / 892
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	16012 PEAR DR, BILOXI, MS 39532-3944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3465/673
Date	Oct 2, 2017
Book Page	3465/673
Instrument	201715107

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 2, 2017
Property Address	16012 PEAR DR, BILOXI, MS 39532-3944
Document Number	001863/892
Book / Page	1863 / 892
Instrument Date	Sep 29, 2017
Instrument	201715106
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13251 JOE BATT RD, 13251, VANCLEAVE, MS 39565-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16012 PEAR DR, BILOXI, MS 39532-3944

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+4.55%)	$15,078 (+5.8%) Land $2,367 Building $12,711	$100,514 (+5.79%) Land $15,780 Building $84,734
2024	$1,736.00 (+0.46%)	$14,252 (-) Land $2,298 Building $11,954	$95,010 (-) Land $15,320 Building $79,690
2023	$1,728.00 (+2.25%)	$14,252 (-) Land $2,298 Building $11,954	$95,010 (-) Land $15,320 Building $79,690
2022	$1,690.00	$14,252 Land $2,298 Building $11,954	$95,010 Land $15,320 Building $79,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect, T-Mobile.

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