Hubbard County property record for 16012 Discovery Cir, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,116 sqft · built 1977 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,545 (Oct 2020) |
| Tax Bill | $2,714 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2024 Mortgage + 1 more |
| APN | 32.75.04600 |
| Primary APN | 32.75.04600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 844 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 364 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 57898 |
|---|---|
| Street Address | 16012 DISCOVERY CIR |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .48 AC HNR GREEN ACRES LOT 11 BLK 3 ANNEXATION OLD # 13.48.0 4800 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | PARK RAPIDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70700 |
Source: Hubbard County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTAR FEDERAL CREDIT UNION |
| Jun 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTAR FEDERAL CREDIT UNION |
| Oct 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Sep 23, 2010 · Amount on File |
| Deed Document Number | 2020412453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Aug 24, 2026 |
| Property Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Document Number | 0000448172 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026448172 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Document Number | 0000448172, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026448172 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000435342 |
|---|---|
| Date | Jun 7, 2024 |
| Instrument | A000435342 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Oct 23, 2020 |
| Property Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Document Number | A000412453 |
| Instrument Date | Oct 23, 2020 |
| Instrument | A000412453 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16012 DISCOVERY CIR, PARK RAPIDS, MN 56470-6000 |
| Document Number | A000412454 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | A000412454 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| Municipality | Park Rapids City |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,714.00 Homeowner's exemption | ||
| 2025 | $2,714.00 (+14.51%) Homeowner's exemption | $231,300 (+14.85%) Land $24,600 Building $206,700 | $231,300 (+14.85%) Land $24,600 Building $206,700 |
| 2024 | $2,370.00 | $201,400 Land $23,500 Building $177,900 | $201,400 Land $23,500 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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