16010 Kay Dee Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16010 Kay Dee Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,900 sqft · built 1992
Lot Size	11.6 acres (506,603 sqft)
Owner	Company Name on Record
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Sep 2018 Transfer Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-232-43-00`

Property Details

APN / Parcel Number

Primary APN	`278-232-43-00`
Alternative APN	`2782320200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	506,603 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2782320200
Street Address	16010 KAY DEE LN
City	RAMONA
State	CA
Zip	92065-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 36-13-1W NWQ DOC07-570386 IN NWQ
Legal Range	01W
Legal Township	13
Legal Section	36
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16010 KAY DEE LN, RAMONA, CA 92065-7336
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage VAL-CHRIS INVS
Dec 7, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 31, 2018
Transfer Doc	0000363285
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2018
Property Address	16010 KAY DEE LN, RAMONA, CA 92065-7336
Document Number	0000363285
Instrument Date	Aug 31, 2018
Instrument	363285
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16010 KAY DEE LN RAMONA CA 920657336, RAMONA, CA 92065-7336

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2018
Property Address	16010 KAY DEE LN, RAMONA, CA 92065-7336
Document Number	0000363286
Instrument Date	Aug 31, 2018
Instrument	363286
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16010 KAY DEE LN RAMONA CA 920657336, RAMONA, CA 92065-7336

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2017
Property Address	16010 KAY DEE LN, RAMONA, CA 92065-7336
Document Number	0000570658
Instrument Date	Nov 30, 2017
Instrument	570658
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16010 KAY DEE LN RAMONA CA 920657336, RAMONA, CA 92065-7336

Mortgage

Document Number	570659
Date	Dec 7, 2017
Instrument	570659

Lender

Name	VAL-CHRIS INVS
Type	MERS
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2017
Property Address	16010 KAY DEE LN, RAMONA, CA 92065-7336
Document Number	0000570657
Instrument Date	Nov 30, 2017
Instrument	570657
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16010 KAY DEE LN RAMONA CA 920657336, RAMONA, CA 92065-7336

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,305 (+2%) Land $48,204 Building $155,101
2025	$2,561.00 (+12.23%)	$199,319 (+4.04%) Land $47,259 Building $152,060
2023	$2,282.00 (-6.48%)	$191,581 Land $45,425 Building $146,156
2022	$2,440.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Cox Communications, Verizon.

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