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1601 White Cloud Ct, Winter Springs, FL 32708 Property Records

Seminole County property record for 1601 White Cloud Ct, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,617 sqft · built 1986
Lot Size0.593 acres (25,841 sqft)
Owner2 Individual Names on File
Last Sale$497,500 (Jul 2020)
Tax Bill$4,776 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-21-31-5GT-0000-0520

Property Details

APN / Parcel Number

Primary APN08-21-31-5GT-0000-0520

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,617 sqft Living Area
1st Floor Area2,617 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area25,841 sqft
Garage Area557 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area382 sqft
Patio Area688 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1601 WHITE CLOUD CT
CityWINTER SPRINGS
StateFL
Zip32708-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 TUSCAWILLA UNIT 12 PB 28 PGS 98 TO 102
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA
Legal Lot Number52
Legal Unit12
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1017
Census Tract21306

Owner

1601 White Cloud Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Seminole County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address1601 WHITE CLOUD CT, WINTER SPGS, FL 32708-5507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FIRM
Apr 26, 2019Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2020 · Amount on File
Deed SaleJul 29, 2020 · Amount on File
Prior SaleFeb 4, 2002 · Amount on File
Deed Document Number2020080928
Deed Book / Page9662 / 695
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJul 29, 2020
Property Address1601 WHITE CLOUD CT, WINTER SPRINGS, FL 32708-5507
Document Number0096620695
Book / Page009662 / 000695
Instrument DateJul 24, 2020
Instrument80928
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyPRIMERA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,483.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 WHITE CLOUD CT WINTER SPRINGS FL 327085507, WINTER SPRINGS, FL 32708-5507

Mortgage

Document Number96620696
DateJul 29, 2020
Book Page009662/000696
Instrument80929
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 28, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1601 WHITE CLOUD CT, WINTER SPRINGS, FL 32708-5507
Document Number0093470836
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 WHITE CLOUD CT WINTER SPRINGS FL 327085507, WINTER SPRINGS, FL 32708-5507

Mortgage

Document Number0093470836
DateMay 2, 2019
Book Page009347/000836
Instrument46930
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1601 White Cloud Ct was $4,776 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,776.00 Homeowner's exemption$327,954$600,155 Land $140,000 Building $460,155
2023$4,557.00 (+2.82%) Homeowner's exemption$309,428 (+3%)$532,517 (+8.54%) Land $140,000 Building $392,517
2022$4,432.00 Homeowner's exemption$300,416$490,634 Land $120,000 Building $370,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 White Cloud Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 White Cloud Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35

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