1601 W 5th St, Washington, MO 63090 Property Records

Franklin County property record for 1601 W 5th St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,005 sqft · built 1965
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-21.0-0-099-021.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-21.0-0-099-021.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	52,272 sqft (1.2 acres)
Deck Area	Deck Area
Patio Area	260 sqft
Shed	1 Shed

Location & Zoning

Street Address	1601 W 5TH ST
City	WASHINGTON
State	MO
Zip	63090-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW
Legal Range	01W
Legal Township	44
Legal Section	21
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	800301

Owner

1601 W 5th St is owned and occupied by two individuals who acquired it in May 2025.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1601 W 5TH ST, WASHINGTON, MO 63090-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON
Sep 20, 2019	Deed of Trust, Mortgage BANK OF WA
Mar 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF WA
Mar 2, 2019	Deed of Trust, Mortgage BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025
Deed Sale	May 29, 2025
Deed Document Number	2506358
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	1407195
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1601 W 5TH ST, WASHINGTON, MO 63090-1214
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002106288
Date	Apr 6, 2021
Instrument	2106288

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1601 W 5TH ST, WASHINGTON, MO 63090-1214
Document Number	0000013425
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	HILLSBORO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1601 W 5TH ST WASHINGTON MO 630901214, WASHINGTON, MO 63090-1214

Mortgage

Document Number	0000013425
Date	Oct 7, 2019
Instrument	13425

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1601 W 5TH ST, WASHINGTON, MO 63090-1214
Document Number	0000003122
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1601 W 5TH ST WASHINGTON MO 630901214, WASHINGTON, MO 63090-1214

Mortgage

Document Number	0000003122
Date	Mar 19, 2019
Instrument	3122

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 18, 2039

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1601 W 5TH ST, WASHINGTON, MO 63090-1214
Document Number	0000002929
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1601 W 5TH ST WASHINGTON MO 630901214, WASHINGTON, MO 63090-1214

Mortgage

Document Number	0000002929
Date	Mar 14, 2019
Instrument	2929

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1601 W 5th St was $2,959.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00	$52,206	$252,250 Land $28,240 Building $224,010
2023	$2,004.00 (+12.65%)	$34,750	$168,530 Land $28,240 Building $140,290
2022	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 W 5th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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