Woodford County property record for 1601 Upper Spring Bay Rd, Metamora, IL 61548
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,352 sqft · built 2013 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,398 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-200-005 |
| Primary APN | 08-07-200-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 2,352 sqft Building Perimeter |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 140,263 sqft (3.22 acres) |
| Garage Area | 672 sqft |
| Street Address | 1601 UPPER SPRING BAY RD |
|---|---|
| City | METAMORA |
| State | IL |
| Zip | 61548-9591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T27N-R3W-SEC 07 NW CORNER NE 1/4 |
| Legal Range | 03W |
| Legal Township | 27N |
| Legal Section | 07 |
| Jurisdiction | WOODFORD IL |
| Township / Civil Division | WORTH |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 30502 |
Source: Woodford County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1601 UPPER SPRING BAY RD, METAMORA, IL 61548-9591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD IL |
| Recording Date | May 18, 2026 |
| Property Address | 1601 UPPER SPRING BAY RD, METAMORA, IL 61548-9591 |
| Document Number | 0000001697 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1601 UPPER SPRING BAY RD, METAMORA, IL 61548-9591 |
| Document Number | 0000001697, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20261697 |
| Name | MORTON COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 11, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
Source: Woodford County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Woodford County |
| County Subdivision | Worth Township |
| Elementary School District | Metamora Community Consolidated School District 1 (PK - 08) |
| Secondary School District | County of Woodford School (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,398.00 | $90,963 Land $15,176 Building $75,787 | $272,889 Land $45,528 Building $227,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 100 (1979–2020) |
| Claims Outside the SFHA | 5 of 100 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: digiMax, Nextlink.
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