1601 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1601 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,466 sqft · built 1921
Lot Size	0.111 acres (4,840 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-23-11-0081`

Property Details

APN / Parcel Number

Primary APN	`33-29-23-11-0081`
Alternative APNs	`8549982` `611253`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	611253
Street Address	1601 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSSMAN ADDITION LOT 10 BLK 2
Legal Range	23
Legal Township	29
Legal Section	33
Legal Subdivision	ROSSMAN ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2006
Census Tract	32100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 THOMAS AVE, SAINT PAUL, MN 55104-2262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional with PMI ENVISION CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	20262818571
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2026
Property Address	1601 THOMAS AVE, SAINT PAUL, MN 55104-2262
Document Number	0002818571
Instrument Date	Jun 22, 2026
Instrument	20262818571
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1601 THOMAS AVE, SAINT PAUL, MN 55104-2262

Mortgage

Document Number	0002818572,
Date	Jun 29, 2026
Instrument	20262818572

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2020
Property Address	1601 THOMAS AVE, SAINT PAUL, MN 55104-2262
Document Number	0002671366
Instrument Date	Jul 20, 2020
Instrument	2671366
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 THOMAS AVE ST PAUL MN 551042262, ST PAUL, MN 55104-2262

Mortgage

Document Number	2671367
Date	Aug 3, 2020
Instrument	2671367

Lender

Name	ENVISION CAP
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,200 (+3.09%) Land $35,000 Building $375,200	$410,200 (+3.09%) Land $35,000 Building $375,200
2025	$6,282.00 (+7.98%) Homeowner's exemption	$397,900 (+0.1%) Land $35,000 Building $362,900	$397,900 (+0.1%) Land $35,000 Building $362,900
2023	$5,818.00 Homeowner's exemption	$397,500 Land $35,000 Building $362,500	$397,500 Land $35,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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