1601 Temple Ter, Wilmington, DE 19805 Property Records

New Castle County property record for 1601 Temple Ter, Wilmington, DE 19805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,246 sqft · built 1953
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$2,233 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-039.20-296`

Property Details

APN / Parcel Number

Primary APN	`07-039.20-296`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	80 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1601 TEMPLE TER
City	WILMINGTON
State	DE
Zip	19805-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC5
Legal Subdivision	CLELAND HEIGHTS
Legal Block	16
Legal Lot Number	1
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	1
Census Block	1011
Census Tract	12500

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 TEMPLE TER, WILMINGTON, DE 19805-4555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2021
Transfer Doc	0000123202
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1601 TEMPLE TER, WILMINGTON, DE 19805-4555
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 TEMPLE TER, WILMINGTON, DE 19805-4555

Mortgage

Document Number	0000000523
Date	Jan 4, 2022
Instrument	20220104-0000523

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 25, 2021
Property Address	1601 TEMPLE TER, WILMINGTON, DE 19805-4555
Document Number	0000123202
Instrument Date	Oct 18, 2021
Instrument	20211025-0123202
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 TEMPLE TER, WILMINGTON, DE 19805-4555

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,200 (+277.74%) Land $41,900 Building $209,300
2024			$271,170
2023	$2,233.00 (-0.62%)	$66,500 (-) Land $8,100 Building $58,400
2022	$2,247.00	$66,500 Land $8,100 Building $58,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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