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1601 Stephens Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1601 Stephens Rd, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,303 sqft · built 1977
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Jul 2024)
Tax Bill$4,898 (2025)
Deeds & MortgagesDec 2018 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0578910100

Property Details

APN / Parcel Number

Primary APN0578910100
Alternative APN
  • U193219ZZZ000001800700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,303 sqft Heated Area
1st Floor Area2,303 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area372 sqft
PorchOpen Porch
Porch Area576 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0578910100
Street Address1601 STEPHENS RD
CityRUSKIN
StateFL
Zip33570-6207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-3
Legal DescriptionTRACT BEG SE COR OF SW 1/4 OF SW 1/4 RUN W 260 FT N 335 FT E 261.95 FT AND S 334.91 FT TO BEG LESS BEG AT SE COR OF SW 1/4 OF
Legal Range19E
Legal Township32S
Legal Section19
Legal SubdivisionUNPLATTED
Legal Block1
Legal Lot Number70
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2039
Census Tract14002

Owner

Source: Hillsborough County records · APN 0578910100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1601 STEPHENS RD, RUSKIN, FL 33570-6207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2018Deed of Trust, Mortgage · VA Mortgage
BBMC MORTGAGE LLC
Jul 12, 2017Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2024 · Amount on Record
Deed SaleJul 08, 2024 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Document Number2024287358
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1601 STEPHENS RD, RUSKIN, FL 33570-6207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRESOURCE REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0262540170
DateDec 05, 2018
Book Page26254/0170
Instrument2018489534
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 12, 2017
Property Address1601 STEPHENS RD, RUSKIN, FL 33570-6207
Document Number0250821901
Book / Page025082 / 001901
Instrument DateJul 06, 2017
Instrument273195
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyPARAMOUNT TITLE II

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 STEPHENS RD RUSKIN FL 335706207, RUSKIN, FL 33570-6207

Mortgage

Document Number250821903
DateJul 12, 2017
Book Page025082/001903
Instrument273196
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,898.00 (+93.44%)$233,174 (+50.35%) Land $58,000 Building $175,174$233,174 (-1.05%) Land $58,000 Building $175,174
2023$2,532.00 (+6.61%) Homeowner's exemption$155,092 (+3%)$235,651 (-12.83%) Land $49,500 Building $186,151
2022$2,375.00 Homeowner's exemption$150,575$270,347 Land $41,500 Building $228,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570140022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (1996–2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 141 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Frontier.

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