1601 State Rte 56 E, Morganfield, KY 42437 Property Records

Union County property record for 1601 State Rte 56 E, Morganfield, KY 42437

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1974
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Sep 2019 Refinance Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77-01-03-02`

Property Details

APN / Parcel Number

Primary APN	`77-01-03-02`

Interior

Stories	1 Story
Building Area	720 sqft Adjusted Area

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Mixed
Garage Area	2,092 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	1601 STATE ROUTE 56 E
City	MORGANFIELD
State	KY
Zip	42437-6665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1601 SR 56 E
Jurisdiction	UNION KY
Township / Civil Division	MORGANFIELD
Census Block Group	2
Census Block	2046
Census Tract	950201

Owner

1601 State Rte 56 E is owned and occupied by an individual who bought it in December 2023.

Source: Union County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Dec 18, 2023	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jan 10, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Jan 10, 2020 · Amount on File
Deed Document Number	000D402216
Deed Book / Page	D402 / 216
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000445/88
Date	Sep 25, 2019
Book Page	445/88
Instrument	261630-0

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000445/384
Date	Oct 18, 2019
Book Page	445/384
Instrument	261778

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Dec 18, 2023
Property Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665
Document Number	00D402/216
Book / Page	D402 / 216
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665

Mortgage

Document Number	00M482/513
Date	Dec 18, 2023
Book Page	M482/513

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Jan 10, 2020
Property Address	1601 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6665
Document Number	000385/580
Book / Page	385 / 580
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 GARFIELD ST, MORGANFIELD, KY 42437

Tax Assessment & Valuation

The 2025 property tax bill for 1601 State Rte 56 E was $2,469.

Source: Union County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,469.00	$240,000 Land $25,000 Building $215,000	$240,000 Land $25,000 Building $215,000
2023	$1,484.00	$143,600 Land $6,000 Building $137,600	$143,600 Land $6,000 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 State Rte 56 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 State Rte 56 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on State Rte 56 E

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