1601 Serpa Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1601 Serpa Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,087 sqft · built 1978
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,130,500 (Sep 2023)
Tax Bill	$25,124 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-42-070`

Property Details

APN / Parcel Number

Primary APN	`029-42-070`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	817 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,820 sqft (0.157 acres)
Lot Dimensions	110 ft deep x 62 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1601 SERPA DR
City	MILPITAS
State	CA
Zip	95035-4725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5939 BOOK 393 PAGE 1 PAGE 8 LOT 59
Legal Subdivision	TRACT NO 5939
Legal Tract	5939
Legal Lot Number	59
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	504424

Owner

Source: Santa Clara County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 SERPA DR, MILPITAS, CA 95035-4725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	202325537240
Prior Transfer Date	Mar 14, 2003
Prior Transfer Doc	0016886133
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2026
Property Address	1601 SERPA DR, MILPITAS, CA 95035-4725
Document Number	0026031189
Instrument Date	Jul 20, 2026
Instrument	202626031189
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 SERPA DR, MILPITAS, CA 95035-4725

Mortgage

Document Number	0026031189,
Date	Jul 31, 2026
Instrument	202626031189

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2023
Property Address	1601 SERPA DR, MILPITAS, CA 95035-4725
Document Number	0025537240
Map Reference	MB 393 PG 1-8
Instrument Date	Sep 15, 2023
Instrument	25537240
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 SERPA DR, MILPITAS, CA 95035-4725

Mortgage

Document Number	0025537241
Date	Sep 29, 2023
Instrument	25537241

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1601 SERPA DR, MILPITAS, CA 95035-4725
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 SERPA DR, MILPITAS, CA 95035-4725

Mortgage

Document Number	0025019844
Date	Jul 7, 2021
Instrument	25019844

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1601 SERPA DR, MILPITAS, CA 95035-4725
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 SERPA DR, MILPITAS, CA 95035-4725

Mortgage

Document Number	0024861596
Date	Mar 5, 2021
Instrument	24861596

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,935,000 (-10.94%) Land $1,453,500 Building $481,500
2025	$25,124.00 (+61.68%)	$2,172,603 (+64.32%) Land $1,632,000 Building $540,603
2023	$15,539.00 (+0.43%) Homeowner's exemption	$1,322,153 Land $910,262 Building $411,891
2022	$15,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ridge Wireless.

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