1601 SE Tidewater Pl, Stuart, FL 34997 Property Records

Martin County property record for 1601 SE Tidewater Pl, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,549 sqft · built 2003
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Mar 2017)
Tax Bill$2,974 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-38-41-018-000-0025.0-0-0000

Property Details

APN / Parcel Number

Primary APN39-38-41-018-000-0025.0-0-0000
Alternative APNs
  • 39-38-41-018-000-00250-0
  • 155291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,549 sqft Living Area
Gross Area2,001 sqft
1st Floor Area1,549 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,966 sqft (0.114 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number155291
Street Address1601 SE TIDEWATER PL
CitySTUART
StateFL
Zip34997-5598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 25 PLAT 18 WILLOUGHBY PUD (WILLOUGHBY CAY) (PB 15 PG 22)
Legal Range41E
Legal Township38S
Legal Section39
Legal SubdivisionWILLOUGHBY (AKA WILLOUGHBY CAY)
Legal Block1
Legal Lot Number25
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1005
Census Tract1105

Owner

1601 SE Tidewater Pl is owned and occupied by two individuals who bought it in March 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1601 SE TIDEWATER PL, STUART, FL 34997-5598
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2017 · Amount on File
Deed SaleMar 17, 2017 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number20172625122
Deed Book / Page2913 / 1025
Prior Transfer DateJun 8, 2010
Prior Transfer Doc0024590934
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1601 SE TIDEWATER PL, STUART, FL 34997-5598
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 SE TIDEWATER PL, STUART, FL 34997-5598

Mortgage

Document Number0032681690
DateNov 1, 2021
Book Page3268/1690
Instrument2923575
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term344 Months
DueJul 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1601 SE TIDEWATER PL, STUART, FL 34997-5598
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031341370
DateJun 10, 2020
Book Page3134/1370
Instrument2818853
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1601 SE Tidewater Pl was $2,974 with exemptions applied, down 8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,974.00 (-8.04%) Additional exemption filed$217,071$360,470 Land $135,000 Building $225,470
2024$3,234.00 (+2.47%)
2023$3,156.00 (+3.92%) Additional exemption filed$204,810 (+3%)$315,300 (+12.58%) Land $125,000 Building $190,300
2022$3,037.00 Homeowner's exemption$198,845$280,070 Land $105,000 Building $175,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 SE Tidewater Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 143 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 SE Tidewater Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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