1601 S Main St, Bloomington, IL 61701 Property Records

McLean County property record for 1601 S Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	18,128 sqft · built 2003
Lot Size	0.98 acres (42,688 sqft)
Owner	Individual Name on File
Tax Bill	$21,935 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-376-017`

Property Details

APN / Parcel Number

Primary APN	`21-09-376-017`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	4 Units
Stories	1 Story
Building Area	18,128 sqft Gross Area
1st Floor Area	9,064 sqft
Basement Area	9,064 sqft
Flooring	Carpet
Interior Walls	Unfinished
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	42,688 sqft (0.98 acres)
Lot Dimensions	200 ft deep x 217 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1601 S MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-6522
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BEG NE COR LOT 14: S216.5, W182.83, NW81.6, N136.5, E200 TO POB PT LOT 14 SUB SW SEC 9-23-2E
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	INDUSTRIAL EAST SUB
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1039
Census Tract	5900

Owner

1601 S Main St, a commercial property, is owned by an individual who acquired it in May 2016.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2701 W LAWRENCE AVE, A, SPRINGFIELD, IL 62704-7215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage SYMETRA LIFE INSURANCE CO
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 30, 2019	Correction Deed ATTORNEY ONLY, ATTORNEY
May 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 11, 2020	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2016
Transfer Doc	0000015411
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1601 S MAIN ST, BLOOMINGTON, IL 61701-6522
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 POWELL PL, BRENTWOOD, TN 37027-7522

Mortgage

Document Number	202600003001
Date	Feb 26, 2026
Instrument	2026-00003001

Lender

Name	SYMETRA LIFE INSURANCE CO
Type	Insurance Company
Address	SEATTLE, WA 98124

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1601 S MAIN ST, BLOOMINGTON, IL 61701-6522
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019055
Date	Sep 18, 2020
Instrument	2020-00019055

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Aug 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLEAN IL
Recording Date	May 30, 2019
Property Address	1601 S MAIN ST, BLOOMINGTON, IL 61701-6522
Document Number	201900008081
Instrument Date	May 21, 2019
Instrument	2019-00008081
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E ADAMS ST, SPRINGFIELD, IL 62703-1028

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	May 9, 2019
Property Address	1601 S MAIN ST, BLOOMINGTON, IL 61701-6522
Document Number	201900006935
Map Reference	DOC. 75-8433
Instrument Date	Apr 26, 2019
Instrument	2019-00006935
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

August 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCLEAN IL
Recording Date	Aug 11, 2020
Property Address	1601 S MAIN ST, BLOOMINGTON, IL 61701-6522
Document Number	202000015411
Instrument Date	May 21, 2016
Instrument	2020-00015411
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E ADAMS ST, SPRINGFIELD, IL 62703-1028

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,843 Land $141,506 Building $154,337	$887,529 Land $424,518 Building $463,011
2024	$21,935.00 (-4.03%)
2023	$22,855.00 (+6.27%)	$269,756 (+10.83%) Land $125,734 Building $144,022	$809,268 (+10.83%) Land $377,202 Building $432,066
2022	$21,506.00	$243,397 Land $113,448 Building $129,949	$730,191 Land $340,344 Building $389,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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