1601 River Dr, New Bern, NC 28560 Property Records

Craven County property record for 1601 River Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,118 sqft · built 2019
Lot Size	0.251 acres (10,912 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Oct 2020)
Tax Bill	$3,396 (2026)
Deeds & Mortgages	Feb 2019 Refinance Nov 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`8-016-093`

Property Details

APN / Parcel Number

Primary APN	`8-016-093`
Alternative APN	`131383`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,118 sqft Living Area
1st Floor Area	1,260 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,912 sqft (0.251 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131383
Street Address	1601 RIVER DR
City	NEW BERN
State	NC
Zip	28560-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	1601 RIVER DR 12
Legal Subdivision	ROWLAND PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2008
Census Tract	960800

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36169 SILCOTT MEADOW PL, PURCELLVILLE, VA 20132-3965
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance THEODORD G WISE
Nov 3, 2020	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 1, 2017	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	202010062505
Deed Book / Page	3634 / 633
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	03046/0892
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1601 RIVER DR, NEW BERN, NC 28560-3036
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003560/830
Date	Feb 6, 2019
Book Page	3560/830
Instrument	10033358

Lender

Name	THEODORD G WISE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 3, 2020
Property Address	1601 RIVER DR, NEW BERN, NC 28560-3036
Document Number	003638/747
Book / Page	3638 / 747
Map Reference	MB 4 PG 98
Instrument Date	Nov 3, 2020
Instrument	10063959
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	36169 SILCOTT MEADOW PL, PURCELLVILLE, VA 20132-3965

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 7, 2020
Property Address	1601 RIVER DR, NEW BERN, NC 28560-3036
Document Number	003634/633
Book / Page	3634 / 633
Map Reference	MB 4 PG 98
Instrument Date	Sep 22, 2020
Instrument	10062505
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 SURREY LN, 410, TRENT WOODS, NC 28562-7524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RIVER DR, NEW BERN, NC 28560-3036

Mortgage

Document Number	0003634636
Date	Oct 7, 2020
Instrument	3634/636

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 1, 2017
Property Address	1601 RIVER DR, NEW BERN, NC 28560-3036
Document Number	03512/1313
Book / Page	3512 / 1313
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 CHANGE ST, 217, NEW BERN, NC 28560-4906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RIVER DR, NEW BERN, NC 28560-3036

Mortgage

Document Number	03512/1317
Date	Sep 1, 2017
Book Page	3512/1317
Instrument	10012283

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,396.00 (+3.51%)	$384,480 (-) Land $45,000 Building $339,480	$384,480 (-) Land $45,000 Building $339,480
2025	$3,281.00 (+1.55%)	$384,480 (-) Land $45,000 Building $339,480	$384,480 (-) Land $45,000 Building $339,480
2023	$3,231.00 (+18.31%)	$384,480 (+50.01%) Land $45,000 Building $339,480	$384,480 (+50.01%) Land $45,000 Building $339,480
2022	$2,731.00	$256,300 Land $28,000 Building $228,300
2018			$256,300 Land $28,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	146 (1982–2024)
Claims Outside the SFHA	20 of 146
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 70 claims Hurricane Irene, Aug 2011 · 21 claims Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

1601 River Dr, New Bern, NC 28560 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Dr

Nearby Streets

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