1601 Richard St, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 1601 Richard St, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2001
Lot Size	0.068 acres (2,971 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2022)
Tax Bill	$8,926 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00212-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`12-00212-0000-00021`
Alternative APNs	`120021200021` `02124000`

Interior

Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	2,971 sqft (0.068 acres)
Lot Dimensions	90 ft deep x 1 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	02124000
Street Address	1601 RICHARD ST
City	PLAINFIELD
State	NJ
Zip	07063-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 750 SQ FT
Legal Subdivision	BROKAW TR
Legal Block	212
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3011
Census Tract	39400

Owner

1601 Richard St is owned and occupied by two individuals who bought it in November 2022.

Source: Union County and Plainfield City records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1601 RICHARD ST, PLAINFIELD, NJ 07063-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	Jun 10, 2010 · Amount on File
Deed Document Number	202224119
Deed Book / Page	6488 / 2720
Prior Transfer Date	Apr 13, 2007
Prior Transfer Doc	0056470526
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 7, 2022
Property Address	1601 RICHARD ST, PLAINFIELD, NJ 07063-1043
Document Number	0064882720
Book / Page	6488 / 2720
Instrument Date	Oct 26, 2022
Instrument	24119
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 NORTH AVE, 311, DUNELLEN, NJ 08812-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RICHARD ST, PLAINFIELD, NJ 07063-1043

Mortgage

Document Number	0000045186
Date	Nov 7, 2022
Instrument	45186

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1601 RICHARD ST, PLAINFIELD, NJ 07063-1043
Document Number	0143032149
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RICHARD ST PLAINFIELD NJ 070631043, PLAINFIELD, NJ 07063-1043

Mortgage

Document Number	0143032149
Date	Jul 20, 2017
Book Page	014303/002149
Instrument	643425

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1601 RICHARD ST, PLAINFIELD, NJ 07063-1043
Document Number	0143032150
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RICHARD ST PLAINFIELD NJ 070631043, PLAINFIELD, NJ 07063-1043

Mortgage

Document Number	0143032150
Date	Jul 20, 2017
Book Page	014303/002150
Instrument	643425

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Richard St was $8,926, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-) Land $25,000 Building $75,000	$100,000 (-) Land $25,000 Building $75,000
2025	$8,926.00 (+2.22%)	$100,000 Land $25,000 Building $75,000	$100,000 Land $25,000 Building $75,000
2024	$8,732.00
2023		$80,000 Land $25,000 Building $55,000	$80,000 Land $25,000 Building $55,000
2022	$6,767.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1601 Richard St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1999–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Richard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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