1601 Old Ringgold Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1601 Old Ringgold Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,655 sqft · built 1908
Lot Size	0.355 acres (15,483 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Nov 2023)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`156F E 009`

Property Details

APN / Parcel Number

Primary APN	`156F E 009`
Alternative APN	`0000091631`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,483 sqft (0.355 acres)
Lot Dimensions	198 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000091631
Street Address	1601 OLD RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37404-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 BLK 6 DODDS PLACE REV PB 7 PG 44
Legal Subdivision	DODDS PLACE
Legal Block	6
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1015
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1601 Old Ringgold Rd is owned and occupied by an individual who acquired it in November 2025.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Quit Claim Deed, Transfer UNKNOWN, JONES TITLE COMPANY LLC
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 25, 2023	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC
Jun 13, 2019	Warranty Deed, Transfer NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW
Apr 10, 2019	Quit Claim Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC
May 31, 2018	Quit Claim Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC
Dec 29, 2017	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	May 25, 2023 · Amount on File
Deed Document Number	2023119
Deed Book / Page	13453 / 832
Last Transfer Date	Nov 12, 2025
Transfer Doc	0000000190
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 13, 2025
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0000000190
Book / Page	14106 / 531
Instrument Date	Nov 12, 2025
Instrument	2025111300190
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, JONES TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447

Mortgage

Document Number	0000000091
Date	Oct 24, 2024
Book Page	13741/542
Instrument	2024102400091

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 21, 2023
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0000000119
Book / Page	13453 / 832
Instrument Date	Nov 20, 2023
Instrument	2023112100119
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E CLARKSVILLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447

Mortgage

Document Number	0000000120
Date	Nov 21, 2023
Instrument	2023112100120

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 25, 2023
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0000000040
Book / Page	13299 / 367
Instrument Date	May 23, 2023
Instrument	2023052500040
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 S CREST RD, CHATTANOOGA, TN 37404-5539
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 13, 2019
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0613000192
Book / Page	011668 / 000617
Instrument Date	Jun 5, 2019
Instrument	190613000192
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$301.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 OLD RINGGOLD RD CHATTANOOGA TN 374045447, CHATTANOOGA, TN 37404-5447

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 10, 2019
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0410000057
Book / Page	011609 / 000989
Instrument Date	Apr 4, 2019
Instrument	190410000057
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 SAWYER ST CHATTANOOGA TN 374052041, CHATTANOOGA, TN 37405-2041

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2018
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0000000048
Book / Page	011360 / 000669
Instrument Date	May 30, 2018
Instrument	48
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6922 LEE HWY CHATTANOOGA TN 374212466, CHATTANOOGA, TN 37421-2466

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 29, 2017
Property Address	1601 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5447
Document Number	0000000091
Book / Page	011238 / 000449
Instrument Date	Dec 27, 2017
Instrument	91
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$116.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6922 LEE HWY CHATTANOOGA TN 374212466, CHATTANOOGA, TN 37421-2466

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Old Ringgold Rd was $1,514, up 383.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,514.00 (+383.71%)	$99,925 (+612.48%)	$399,700 (+612.48%) Land $51,800 Building $347,900
2024	$313.00	$14,025 (-)	$56,100 (-) Land $8,600 Building $47,500
2023	$313.00	$14,025 (-)	$56,100 (-) Land $8,600 Building $47,500
2022	$313.00	$14,025	$56,100 Land $8,600 Building $47,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1601 Old Ringgold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Old Ringgold Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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