McLennan County property record for 1601 Northcrest Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,549 sqft · built 1959 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,300 (Nov 2018) |
| Tax Bill | $5,460 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042501-001700-0 |
| Primary APN | 48-042501-001700-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,549 sqft Living Area |
| 1st Floor Area | 2,549 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 14,500 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Area | 441 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Storage Building | 50 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1601 NORTHCREST DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-6104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | VIKING HILLS LOT 8 BLOCK B ACRES .3329 |
| Legal Subdivision | VIKING HILLS |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2501 |
1601 Northcrest Dr is owned and occupied by an individual who bought it in November 2018.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK |
| Nov 26, 2018 | Warranty Deed, Transfer TEXAS AMERICAN TITLE |
| Nov 26, 2018 | Vendor's Lien, Transfer CENTRAL NATIONAL BANK |
| Mar 29, 2018 | Vendor's Lien, Transfer · Conventional Mortgage TEXANA BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on File |
| Deed Sale | Nov 26, 2018 · Amount on File |
| Prior Sale | Nov 26, 2018 |
| Deed Document Number | 201840938 |
| Prior Transfer Date | Oct 29, 2018 |
| Prior Transfer Doc | 0000040938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 30, 2026 |
| Property Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000024293 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202624293 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000024293, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202624293 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004641 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021004641 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 26, 2018 |
| Property Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000040937 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 40937 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 26, 2018 |
| Property Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000040938 |
| Map Reference | VOL827 PG157 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018040938 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CO 00000 |
| Name | Verified Name |
|---|---|
| Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000040939 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018040939 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 29, 2018 |
| Property Address | 1601 NORTHCREST DR, WACO, TX 76710-6104 |
| Document Number | 0000010024 |
| Map Reference | VOL827 PG157 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018010024 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 400 N 41ST ST, WACO, TX 76710-7125 |
| Document Number | 0000010025 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018010025 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 1601 Northcrest Dr was $5,460 with a homeowner's exemption, up 5.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,656 (-3.98%) Land $27,550 Building $298,106 | $325,656 (-7.63%) Land $27,550 Building $298,106 | |
| 2025 | $5,460.00 (+5.49%) Homeowner's exemption | $339,160 Land $24,940 Building $327,600 | $352,540 Land $24,940 Building $327,600 |
| 2024 | $5,176.00 | ||
| 2023 | $356,650 Land $24,940 Building $331,710 | $356,650 Land $24,940 Building $331,710 | |
| 2022 | $4,524.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1601 Northcrest Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1601 Northcrest Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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