1601 Normandy Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1601 Normandy Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,326 sqft · built 1953
Lot Size	0.182 acres (7,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Feb 2023)
Tax Bill	$4,154 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-14-357-014`

Property Details

APN / Parcel Number

Primary APN	`44-20-14-357-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Building Perimeter
1st Floor Area	1,326 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,923 sqft (0.182 acres)
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1601 NORMANDY DR
City	CHAMPAIGN
State	IL
Zip	61821-4965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 185 WESTVIEW 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	14
Legal Subdivision	WESTVIEW 2ND SUB
Legal Lot Number	185
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1032
Census Tract	1100

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 NORMANDY DR, CHAMPAIGN, IL 61821-4965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Oct 18, 2022	Warranty Deed, Transfer NOT AVAILABLE, ACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	20231944
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1601 NORMANDY DR, CHAMPAIGN, IL 61821-4965
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000199
Date	Jan 5, 2023
Instrument	2023R00199

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 27, 2027

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 17, 2023
Property Address	1601 NORMANDY DR, CHAMPAIGN, IL 61821-4965
Document Number	0000001944
Map Reference	MB K PG 26
Instrument Date	Feb 15, 2023
Instrument	2023R01944
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 NORMANDY DR, CHAMPAIGN, IL 61821-4965

Mortgage

Document Number	0000001945
Date	Feb 17, 2023
Instrument	2023R01945

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	10.8%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 18, 2022
Property Address	1601 NORMANDY DR, CHAMPAIGN, IL 61821-4965
Document Number	0000018915
Instrument Date	Oct 13, 2022
Instrument	2022R18915
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7167, CHAMPAIGN, IL 61826-7167

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,180 (+33.53%) Land $16,090 Building $44,090	$180,540 (+33.53%) Land $48,270 Building $132,270
2024	$4,154.00 (+32.59%)
2022	$3,133.00 Homeowner's exemption Senior Citizen's exemption	$45,070 Land $12,050 Building $33,020	$135,210 Land $36,150 Building $99,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

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